revisi kang mas, jadi stakeholder. hehehe .... salam, papabonbon.wordpress.com
On Tue, Jul 27, 2010 at 6:21 PM, Wong Cilik <gajahpelan...@gmail.com> wrote: > > > Customer TIDAK sama dengan publik > Penduduk papua bukan customer Freeport > > > On Sun, Jul 25, 2010 at 5:30 AM, lubeck > <lubec...@indosat.net.id<lubeckym%40indosat.net.id>> > wrote: > > > Perusahaan baru dapat profit kalau ia TERLEBIH DAHULU MELAYANI/MENSERVICE > > customernya dengan baik dibandingkan kompetitornya.Entah itu melalui > > produknya yg lebih murah,berkualitas atau sesuai dng keinginan customer. > > Semakin perusahaan itu dapat men-create produk yg disukai dan dinikmati > > secara massal oleh konsumen, semakin ia diganjar kekayaan/profit. > > > > Jadi saya tdk sependapat jika perusahaan yg mengejar profit dianggap > > mengabaikan kesejahteraan publik/komunitas. > > > > Kalau tdk percaya, jadilah entrepreneur.. :-) > > > > Peace, > > Lubeck > > -----Original Message----- > > From: Bali da Dave <dfa...@yahoo.com <dfaj21%40yahoo.com>> > > Sender: > > AhliKeuangan-Indonesia@yahoogroups.com<AhliKeuangan-Indonesia%40yahoogroups.com> > > Date: Sun, 25 Jul 2010 03:35:16 > > To: > > <AhliKeuangan-Indonesia@yahoogroups.com<AhliKeuangan-Indonesia%40yahoogroups.com> > > > > Reply-To: > > AhliKeuangan-Indonesia@yahoogroups.com<AhliKeuangan-Indonesia%40yahoogroups.com> > > Subject: Re: [Keuangan] Washington Post: Making the economy more just > > > > Artikelnya bagus... > > > > Saya terjemahkan beberapa paragraf saja, khususnya tentang legislasi B > dan > > selebihnya sih pengantar historis dari saya: > > > > Negara Amerika sedang melakukan beberapa inovasi yang masih bersifat > > eksperimental agar perekonomian seluruh negara bisa bersifat lebih adil > dan > > demokratis, yakni mencapai kesejahteraan yang berkesinambungan > (sustainable > > prosperity) yang dinikmati oleh rakyat banyak bersama (shared > > prosperity). > > > > Eksperimen ekonomi pertama: meloloskan undang-undang dimana dasar hukum > > perusahaan adalah bukan semata-mata mencari profit SAJA, tapi dengan > > memperhatikan tujuan publik/komunitas. > > > > Seperti pernah dibahas sebelumnya, perusahaan yang ingin memperbesar > > profitnya saja sering melakukan tingkah laku "eksternalitas biaya". > Artinya > > sebisa mungkin sumber daya sekitar (yang umumnya dianggap > > bebas sebab adalah milik publik/komunitas) digunakan sebesar-besarnya > > (sebab bebas dan tanpa harga/biaya). Ini bisa berakibat "merugikan tujuan > > publik (common public purpose)", misalnya polusi berlebihan, mencemarkan > > sumber air, atau bahkan menyedot habis sumber air. > > > > Contoh common public purpose nya adalah kebersihan dan kelestarian > > lingkungan hidup, upaya mencegah peningkatan kriminal di masyarakat, > bakti > > sosial, dll. Di Indonesia banyak perusahaan dengan sendirinya masih > bersifat > > 'membaur dengan masyarakat', tapi di Amerika yang kultur 'sue and > > countersue'/saling menjegal ke pengadilan sudah kelewat batas, perusahaan > > yang mengorganisir bakti sosial atau pendirian posko banjir atau > mendirikan > > sekolah dan rumah sakit gratis malah bisa masuk bui gara-gara ada > pemegang > > saham yang gak rela. Akibatnya perusahaan sudah berubah menjadi mahluk > > berdarah dingin, yang sering kali juga berakibat pada proses pemilihan > > manajer/dirikturnya. Banyak orang > > komplein manajer amerika katanya ganas gak peduli lingkungan/masyarakat > > dan cenderung > > bersifat psikopat (neken bawahan). > > > > JAdilah kemudian diusahakan membuat legislasi B, supaya perusahaan ini > > sadar mereka masih merupakan bagian dari masyarakat. > > > > Pertanyaan diskusinya: Apakah perlu dibuatkan proporsi (dari keuntungan) > > yang boleh dikeluarkan untuk menunjang tujuan masyarakat ini? Apakah > > pengeluaran ini bagian dari BIAYA pokok/operasi, ataukah merupakan > > persentase dari KEUNTUNGAN? (cara pikir akuntan -pos biaya vs pos > penarikan > > keuntungan). Artinya kalau tidak untung tidak usah memikirkan > kesejahteraan > > rakyat sekitarnya? > > > > Menurut saya sih kegiatan sosial ini seharusnya adalah bagian dari biaya > > yang akan mengurangi keuntungan, dan nantinya akan mengurangi pajak juga. > > Jadi biaya 'sosial' ini sejajar dengan biaya bahan mentah, biaya tenaga > > kerja, dan biaya pemasaran. Jadi alih-alih merugikan masyarakat dengan > > tingkah laku eksternalitasnya, perusahaan dapat membantu masyarakat dan > > memperkokoh komunitas. Lalu kemudian > > masalahnya berlanjut pula, tindakan sosial apa yang termasuk memperkokoh > > komunitas? Apakah yang hanya menyalurkan derma ke satu religius saja, > > ataukah yang menyokong 'ke-olahragaan tertentu saja, atau ke orang-orang > > tertentu saja? Jadi ini bisa menjadi sumber masalah baru sebab bisa > menjadi > > lubang untuk menggalakkan korupsi. Kalau insentif buat koperasi saja bisa > > dijadikan ajang korupsi, apalagi kegiatan-kegiatan semacam bakti sosial > yang > > menyebar ke mana-mana. Mana tau di daerah ini memang benar ada klub sepak > > bola "the jangkrik > > > > Tapi tentu saja ada orang yang mendebat bahwa semua kewajiban itu sudah > > dibebankan dengan membayar beban pajak. Dan pajak ini cuma dibebankan > dari > > keuntungan. > > > > > > Bagaimana menentukan besaran biaya 'sosial' ini yang masuk akal? Apakah > 100 > > ribu setahun masuk akal, ataukah 5% keuntungan masuk akal? Biaya ini > tidak > > ada pasarnya dan tentu sulit untuk dicari harga wajarnya menurut hukum > > ekuilibrium supply dan demand. Seperti ada cuplikan dari penulis Oscar > > Wilde, "nowadays men knows the price of everything and the value of > nothing" > > - sekarang ini segala macam barang ada harganya, tapi tidak ada yang tau > > nilai sebenarnya. Dimana menurut warren buffet, price is what you pay... > > and value is what you get. > > > > Bisa jadi perusahaan cuma mengeluarkan sedikit uang untuk penyemprotan > > nyamuk malaria di daerahnya, tapi benefit yang diperoleh masyarakat dan > juga > > bagi perusahaan (VALUE) seringkali lebih besar dari biaya (PRICE) yang > > dibayar. Namun kasus sebaliknya tentu bisa saja terjadi... > > > > > > > > --- On Thu, 22/7/10, sidqy suyitno > > <sidqy_suyi...@yahoo.com<sidqy_suyitno%40yahoo.com>> > wrote: > > > > From: sidqy suyitno <sidqy_suyi...@yahoo.com <sidqy_suyitno%40yahoo.com> > > > > Subject: [Keuangan] Washington Post: Making the economy more just > > To: sidqy_suyi...@yahoo.com <sidqy_suyitno%40yahoo.com> > > Received: Thursday, 22 July, 2010, 11:40 AM > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > Wednesday, July 21, > > > > 2010 > > > http://www.washingtonpost.com/wp-dyn/content/article/2010/07/20/AR2010072002754.html > > > > > > > > Making the economy more just > > > > By Katrina vanden Heuvel[1] > > > > Congress has passed the Wall Street Reform and Consumer Protection Act, > but > > the > > > > task of transforming our economy into one of shared and sustainable > > prosperity > > > > has only just begun. Structural reform will come not through the sweep of > a > > > > single piece of legislation but with new, innovative economic models that > > better > > > > reflect the democratic values of this country. > > > > > > > > The good news is that some of these transformative ideas are already > taking > > > > root. Here are five ways to build a more just economy that Americans are > > > > experimenting with across the country. > > > > > > > > The answer is 'B' > > > > Corporations are compelled to pursue a single objective: maximize profit. > > In > > > > fact, a company can be sued for following goals that veer from that > > statutory > > > > obligation. > > > > > > > > That's why Maryland State Sen. Jamie Raskin sponsored the Benefit > > Corporation > > > > legislation that was signed into law this spring. It gives businesses the > > option > > > > to register as a "B corporation," an entity legally obligated to maximize > > both > > > > shareholder value and advance a common public purpose such as cleaner > air, > > open > > > > space or affordable housing. The B corporation's stated public goal is > > > > vigorously monitored by independent, third-party groups. It's a new > > business > > > > model with social consciousness in its DNA. > > > > > > > > B corporation legislation has also been passed in Vermont, and it is > being > > > > considered in New York, Pennsylvania, New Jersey, Oregon, Washingtonand > > > > Colorado. > > > > > > > > Banks for the people > > > > Hundreds of billions of public dollars have flowed to bail out Wall > Street > > > > banks, which, in turn, have rewarded us by resuming the practice of > giving > > > > obscene salaries and bonuses while failing to get credit flowing again. > One > > bank > > > > that didn't need to be bailed out, though, was the state-owned Bank of > > North > > > > Dakota. The bank, which was created in 1919, avoided the subprime and > > > > derivatives debacle and has $4 billion under management to meet its > > customers' > > > > credit needs. > > > > > > > > The state-bank model looks increasingly appealing to states and residents > > who > > > > are tired of giving their money to giant multinationals that fail to > > reinvest in > > > > their communities. Proposals for state-owned banks are being considered > by > > > > Massachusetts, Virginia, Washington, Illinois, Michigan, Hawaii, > Vermontand > > New > > > > Mexico, and they were championed by gubernatorial candidates in Oregonand > > > > Michigan. > > > > > > > > Move your big money > > > > Arianna Huffington's Move Your Money campaign handed consumers a creative > > tool > > > > with which to hit the big banks. It encourages them to divest their money > > from > > > > those banks and open accounts at smaller community banks and credit > unions. > > Last > > > > week in New York City, the most powerful local union presidents and city > > > > Comptroller John Liu took another step when they let Wall Street banks > know > > > > their response to the mortgage crisis is unacceptable. > > > > > > > > The threat made implicitly in a letter -- and explicitly by some of the > > union > > > > leaders -- is that these institutional investors will move their pensions > > to > > > > more responsive financial institutions if the banks don't improve > > > > mortgage-modification efforts immediately. The banks have until Sept. 1 > to > > take > > > > specific steps, such as developing a plan to increase the number of > > > > modifications involving principal write-downs. > > > > > > > > These unions represent over 500,000 working families, and New York > Cityhas > > a few > > > > bucks at its disposal, too. Civic and labor leaders can use this model to > > let > > > > banks know that if they don't behave as good corporate citizens, they > will > > move > > > > their big money to institutions that do. > > > > > > > > Taxing the casino > > > > The high-speed wheelers and dealers of stocks, derivatives and currencies > > in the > > > > Wall Street casino were major players in bringing our economy to its > knees. > > That > > > > kind of short-term trading serves no useful purpose, and a financial > > speculation > > > > tax is one way to rein it in. > > > > > > > > A tax of 0.25 percent or less on each trade would be negligible for > regular > > > > investors but significant to those looking for the quick score. It would > > also > > > > generate significant revenue at a time when resources are slim; an > > Institute for > > > > Policy Studies report points out that such a tax could bring in an > > estimated > > > > $180 billion annually -- more than any other revenue-raiser on the table. > > > > > > > > There is also global support for the reform. Britainimposes a 0.5 percent > > stock > > > > "stamp tax" on each trade on the Londonstock exchange. Also in favor of > the > > tax > > > > are French President Nicolas Sarkozy -- who will chair the Group of 20 in > > 2011 > > > > -- and German Chancellor Angela Merkel. > > > > > > > > Worker is boss > > > > The Post reports that non-financial companies are "hoarding" $1.8 > trillion > > in > > > > cash while they continue to "hold back on hiring." Not so the Evergreen > > > > Cooperatives of Cleveland -- community-based, worker-owned operations > > supported > > > > by a mix of private and public funds. The Evergreen Cooperative Laundry > and > > Ohio > > > > Cooperative Solar are already up and running, and 10 other such > enterprises > > are > > > > slated to open in the city this year. > > > > > > > > Workers buy equity in the co-ops through payroll deductions and earn a > > living > > > > wage working at green jobs. The businesses focus on the local market -- > > meeting > > > > the procurement needs of "anchor institutions" such as large hospitals > and > > > > universities in the area. Each co-op pays 10 percent of its pretax > profits > > back > > > > to the umbrella organization to help seed new enterprises. > > > > > > > > Other cities considering this model include Atlanta, Baltimore, > > Pittsburghand > > > > Detroit. And other towns around Ohioare considering it as well. At a time > > when > > > > so many jobs are being slashed or outsourced, the Clevelandcooperatives > > show us > > > > how we can create local jobs and reinvest in our communities. > > > > > > > > Those who believe the financial sector should serve rather than dominate > > the > > > > economy will welcome these reforms. They are radical and achievable. But > > they > > > > will demand determined idealism and tough organizing in the years ahead. > > > > > > > > ________________________________ > > > > > > > > [1]Katrina vanden Heuvel is editor and publisher of the Nation and writes > a > > > > weekly column for The Post. > > > > > > > > [Non-text portions of this message have been removed] > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > > [Non-text portions of this message have been removed] > > > > > > > > > > [Non-text portions of this message have been removed] > > > > > > > > ------------------------------------ > > > > > ========================= > > Millis AKI mendukung kampanye "Stop Smoking" > > ========================= > > Alamat penting terkait millis AKI > > Blog resmi AKI: www.ahlikeuangan-indonesia.com > > Facebook AKI: http://www.facebook.com/group.php?gid=6247303045 > > Arsip Milis AKI online: > > http://www.mail-archive.com/ahlikeuangan-indonesia@yahoogroups.com > > ========================= > > Perhatian : > > Untuk kenyamanan bersama, agar diperhatikan hal-hal berikut: > > - Dalam hal me-reply posting, potong/edit ekor posting sebelumnya > > - Diskusi yg baik adalah bila saling menghormati pendapat yang ada. > Anggota > > yang melanggar tata tertib millis akan dikenakan sanksi tegas > > - Saran, kritik dan tulisan untuk blog silahkan kirim ke > > ahlikeuangan-indonesia-ow...@yahoogroups.comyahoo<ahlikeuangan-indonesia-owner%40yahoogroups.comYahoo>! > Groups Links > > > > > > > > > > > [Non-text portions of this message have been removed] > > > [Non-text portions of this message have been removed] ------------------------------------ ========================= Millis AKI mendukung kampanye "Stop Smoking" ========================= Alamat penting terkait millis AKI Blog resmi AKI: www.ahlikeuangan-indonesia.com Facebook AKI: http://www.facebook.com/group.php?gid=6247303045 Arsip Milis AKI online: http://www.mail-archive.com/ahlikeuangan-indonesia@yahoogroups.com ========================= Perhatian : Untuk kenyamanan bersama, agar diperhatikan hal-hal berikut: - Dalam hal me-reply posting, potong/edit ekor posting sebelumnya - Diskusi yg baik adalah bila saling menghormati pendapat yang ada. Anggota yang melanggar tata tertib millis akan dikenakan sanksi tegas - Saran, kritik dan tulisan untuk blog silahkan kirim ke ahlikeuangan-indonesia-ow...@yahoogroups.comyahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/AhliKeuangan-Indonesia/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/AhliKeuangan-Indonesia/join (Yahoo! ID required) <*> To change settings via email: ahlikeuangan-indonesia-dig...@yahoogroups.com ahlikeuangan-indonesia-fullfeatu...@yahoogroups.com <*> To unsubscribe from this group, send an email to: ahlikeuangan-indonesia-unsubscr...@yahoogroups.com <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
