On 3 January 2018 at 22:11, Cam Ellison <c...@ellisonet.ca> wrote: > >> The examples I used were (perhaps over-) simplifications. In practice, I > actually have a number of stocks and money market accounts within two RIFs, > like so: > > Assets:investments:RIF:Stock1 > Assets:Investments:RIF:Stock2 > Assets:Investments:RIF:MoneyMarket1 > Assets:Investments:RIF:Cash > etc. >
Mine are similar, without the cash account. Looks like we're modelling this part the same way. > > > The offset account can't be a liability - that would double the impact of > the withdrawal and screw up your balance sheet. It pretty much needs to be > either an Equity or an Expense account. As I think about it more, there is > a certain logic to the latter, since it was originally Income. I see what you mean about Liability.. you're right, that wouldn't work. Last night as I was thinking about this more, it occurred to me that a non-taxable Income account would probably work best to balance out taxable income. > I think if your employer contributes to your RRSP or a fund or other > instrument within it, that probably needs to be dealt with as Income. Also, > it may count as a taxable benefit. My recollection from the last time an employer did RRSP matching for me was that it was tax deferred, just like any other RSP contribution. But, I was talking about self-contributing direct from payroll, which can happen pre-tax (pre-withholding). _______________________________________________ gnucash-user mailing list gnucash-user@gnucash.org https://lists.gnucash.org/mailman/listinfo/gnucash-user ----- Please remember to CC this list on all your replies. You can do this by using Reply-To-List or Reply-All.