Re: [MBZ] OT Medicare Questions

2023-11-26 Thread Andrew Strasfogel via Mercedes
Reading between the lines - are you alleging that our health care system is imperfect? On Sun, Nov 26, 2023 at 11:29 AM G Mann via Mercedes wrote: > Welcome to Medicare. > It is a total system devised to be so complicated that no individual can > truly understand it, under the color of law, not

Re: [MBZ] OT Medicare Questions

2023-11-26 Thread G Mann via Mercedes
Welcome to Medicare. It is a total system devised to be so complicated that no individual can truly understand it, under the color of law, not the principles, and voted on by elected persons who were elected using funds and influence owned by huge mega rich pharma companies who have armies of

Re: [MBZ] OT Medicare Questions

2023-11-26 Thread dan penoff.com via Mercedes
For those of you out there who do have prescriptions and are using Part D, are there any pitfalls to avoid? I’m lucky in that my mother-in-law, who is 85 going on 86, has been doing this for a while, so she’s been helpful with navigating things. We will have prescriptions, that I am sure of,

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread MB list etc via Mercedes
I forgot to add that if you don't enroll in part D initially, you have ta pay a penalty for every year you didn't have it if you try to get it later - totally a money grab by the insurance industry. There is no government part D, it's all individual insurance companies - you have to find the

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread MB list etc via Mercedes
We are on Medicare also - and have a supplemental plan that covers everything that Medicare doesn't. We don't have part D (drugs) because we had no prescriptions at the time. My wife as had a few since then, and does have one now, but the part D premium is far more than the cost of the

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread Dwight Giles via Mercedes
i have been on Medicare for 11 years. DO NOT fall for Medicare Advantage promises unless your research is 100% certain it is an advantage in coverage. On Sat, Nov 25, 2023, 5:44 PM dan penoff.com via Mercedes < mercedes@okiebenz.com> wrote: > Rick, > > I’m in the same boat as you - a year out

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread dan penoff.com via Mercedes
That’s why we went with our credit union. We’ve been members there for close to 30 years and are familiar with their professional services, which have always been top-notch. Despite that, we still gave them a practice run to see how they performed and they did well, so we’re satisfied. -D >

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread Allan Streib via Mercedes
On Sat, Nov 25, 2023, at 18:20, dan penoff.com via Mercedes wrote: > I think half the battle is getting all this crap organized and laid out > so you know what to do and when to do it and with whom. And who to trust. My father-in-law fell for a lot of life insurance "scams" in his later life,

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread dan penoff.com via Mercedes
I’ll be connecting with our benefits people as well in the near future, but I’m pretty sure I won’t get kicked off the County health plan I’m contributing to unless I stop working - period. I also know that despite not being in the state pension plan (I cashed out years ago when I left FL for

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread Buggered Benzmail via Mercedes
$100/quarter --FT Sent from iFōn > On Nov 25, 2023, at 6:04 PM, Buggered Benzmail > wrote: > > I think your employer will turf you off to Medicare when you turn 65 so you > don’t really have a choice in the matter. Saves them money. > > When I got Medicare I found a secondary plan that

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread Buggered Benzmail via Mercedes
I think your employer will turf you off to Medicare when you turn 65 so you don’t really have a choice in the matter. Saves them money. When I got Medicare I found a secondary plan that covered my particular doc and hospital system provider here in Chastun. It’s less than $40/month. There’s

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread Craig via Mercedes
On Sat, 25 Nov 2023 22:43:40 + "dan penoff.com via Mercedes" wrote: > Rick, > > I’m in the same boat as you - a year out from 65 this month and getting > spammed by all the supplemental plan sellers, not Medicare itself. > Here’s my advice: > > 1.) Consult a professional. It’s money very,

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread Allan Streib via Mercedes
I know little about it myself but check your employee plan, some may drop you at 65 and require you to go on Medicare, but as I understand it that is only possible for "small" employers. There's the point of view that if you get Medicare Part A for free, why not take it? Also if you have an

Re: [MBZ] OT Medicare Questions

2023-11-25 Thread dan penoff.com via Mercedes
Rick, I’m in the same boat as you - a year out from 65 this month and getting spammed by all the supplemental plan sellers, not Medicare itself. Here’s my advice: 1.) Consult a professional. It’s money very, very well spent. They know exactly what to do, how, and when. 2.) I am nearly 100%

[MBZ] OT Medicare Questions

2023-11-25 Thread Rick Knoble via Mercedes
Yes, I do realize the system will be bankrupt by 2025 or so. That doesn't stop time, and I will be sixty five soon. I am employed and have what would be considered a "Cadillac" health plan. I am in good health with reasonably good genes and no bad habits (i.e. no smoking, no alcohol, no illicit