Rajesh,
In Bharat's case both ar Blind and therefore the Bank is acting tough but 
last year I had a case of a sighted father wanting to open a joint account 
with his blind daughter. Her name would be first and his second. the Bank 
told him after the RBI circular that he might cheat his daughter and 
therefore they would not allow a joint account.

What kind of logic was that?
none of this makes sense still we live and watch this nonsense.

so my dear you can scream but I can only keep listening to these stories and 
dealing with them one by one.

For every rule I can help get passed some ingenious officer will find 
something more to say.

Bharat dont get frustrated  this is the beginning of the tamasha.

You will get your account I promise you.
Kanchan ----- Original Message ----- 
From: "Asudani, Rajesh" <rajeshasud...@rbi.org.in>
To: <accessindia@accessindia.org.in>
Sent: Monday, June 22, 2009 11:27
Subject: Re: [AI] help with opening a joint bank account


Bravo! Indian sovereign socialist democratic secular republic!!!!!

The height of formalism!!!!!!

With all due regard to civility and group norms and my own legal literary, 
psychological and banking training, I cannot refrain myself from declaring 
that the proper remedy for such absurd persons is to give a hard slap in 
their face, literally.


Otherwise, issue circulars and GRs for every step in life, and go to courts 
to have them implemented.
Maybe, some wise and patient person could come to your aid and convince the 
officials or talk to different and higher officials, but hieronimo is mad 
again!!!!
Rajesh

-----Original Message-----
From: accessindia-boun...@accessindia.org.in 
[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Bharat
Sent: Saturday, June 20, 2009 9:21 AM
To: Accessindia
Subject: [AI] help with opening a joint bank account
Importance: High

hi all,
    my wife & I would like to open a joint bank account with ICICI. we 
approached the bank officials with regard to it, however, we were informed 
that while, the RBI guidelines permit a blind person to open a bank account 
along with being issued a chequebook & an ATM, the same cannot be done in 
case of a joint account. I.E. a blind couple cannot open a joint bank 
account, as the same is not mandated & permissible in case of a blind 
couple.
    would really appreciate your guidance in this regard. it would be really 
helpful if you can point me to a circular about the same.



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