Is it possible to link the check verification to the user's registered
mobile number? Something like implementing a system where the user is
asked to in put a mobile verification code for the check to be
processed? I am no programming expert and don't have any idea beyond
those of an end user as to how the mobile banking and internet banking
systems work. , kind of just trying to think aloud, because we need a
functional solution to this predicament that is relatively less risky.

On 3/4/14, Asudani, Rajesh <rajeshasud...@rbi.org.in> wrote:
> It was precisely this argument which has stalled its adoption so
> vehemently...
> There is something called stop payment instruction to counter such
> eventuality....
>
>
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf
> Of Kotian, H P
> Sent: Tuesday, March 04, 2014 10:45 AM
> To: AccessIndia: a list for discussing accessibility and issues concerning
> the disabled.
> Subject: Re: [AI] Signature issue
>
> Hi
> There is also a clear cut risk adopting this strategy. You will have to
> guard the cheque zealously. If any leaf from the cheque book is lost or
> stolen, it can be disastrous.
>
> Harish Kotian
>
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf
> Of Asudani, Rajesh
> Sent: 04 March 2014 10:08
> To: AccessIndia: a list for discussing accessibility and issues concerning
> the disabled.
> Subject: Re: [AI] Signature issue
>
> No, something can surely be done.
> If CCPD judgment of 2005, in pincha's case is implemented, we can get our
> chequebooks duly attested on each leaf by the bank official at the time of
> issue itself by signing or thumb impression on individual cheques.
> So, then we can present these attested cheques without fear of being
> dishonored.
> Unfortunately we have outrightly rejected this usable judgment as being
> unsafe and derogatory to our dignity in the hope of biometric verification
> coming soon.
> I remember one honorable legal professional on this very group had assured
> me that biometrics would come within six months, maybe six years ago!!!
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf
> Of Kotian, H P
> Sent: Monday, March 03, 2014 2:48 PM
> To: kiranbaug2...@gmail.com; AccessIndia: a list for discussing
> accessibility and issues concerning the disabled.
> Subject: Re: [AI] Signature issue
>
> Hi
> I do understand this problem. The problem has accentuated after core banking
> is deployed. Earlier, the rapport which used to be with the bank officials
> has now withered away. We are talking to an anonymous person at the bank's
> bank's backend  system personnel. Hence,they would by no means be aware of
> the varience in our signature.
>
> Until and unless we get biometric signature verification in place, there is
> pretty little that can be done.
> The only suggestion that can be made is to use electronic fund transfer etc.
> Agreed, it cannot be done at all instances.
>
> Harish Kotian
>
> -----Original Message-----
> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On Behalf
> Of kiranbaug2...@gmail.com
> Sent: 03 March 2014 11:28
> To: Accessindia
> Subject: [AI] Signature issue
>
> Dear friends
>
> Now a days  i am facing a lot of problem with my signature.
>
> When ever i am signing it is not matching with my original document
> signature like pan card or blind certificates.
>
> My withdrawal reciepts or cheques are rejected various times.
>
> Kindly suggest to overcome
> On a go with Nokia E5
>
>
>
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-- 
Mahesh S. Panicker
Assistant Professor, Department of Political Science,
Lady Shri Ram College, Lajpat Nagar
New Delhi 110024



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