The burden of proof is on the creditor. You can and should dispute
your credit report with the credit reporting agency. If the creditor
doesn't provide proof then the CRA must remove the information. You
can also request that the CRA put information on your report (ex: If
you have a proof of payment just send a copy to the CRA).
I teach the Fair Credit Reporting Act and all of the other consumer
protection laws in my homebuyer class.
Jennifer
------------------------------------
Yahoo! Groups Links
<*> To visit your group on the web, go to:
http://groups.yahoo.com/group/AsburyPark/
<*> Your email settings:
Individual Email | Traditional
<*> To change settings online go to:
http://groups.yahoo.com/group/AsburyPark/join
(Yahoo! ID required)
<*> To change settings via email:
mailto:[EMAIL PROTECTED]
mailto:[EMAIL PROTECTED]
<*> To unsubscribe from this group, send an email to:
[EMAIL PROTECTED]
<*> Your use of Yahoo! Groups is subject to:
http://docs.yahoo.com/info/terms/
