While this may be somewhat true in theory, in practice the insurance
industry is corrupt to the point where standard business practices do
not apply.

On Mon, Feb 16, 2009 at 3:35 PM, Gruss Gott <grussg...@gmail.com> wrote:

> No there's not and there's no "fundamental flaw".
>
> The only difference between Dell's business and insurance is that Dell
> is more certain of his cost risk:

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