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https://issues.apache.org/jira/browse/OFBIZ-6902?page=com.atlassian.jira.plugin.system.issuetabpanels:comment-tabpanel&focusedCommentId=15155516#comment-15155516
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Pierre Smits commented on OFBIZ-6902:
-------------------------------------

The process in OFBiz  to create a payment ( in 
https://demo-trunk-ofbiz.apache.org/accounting/control/newPayment) is about 
creating an intention to pay. In a check orriented culture, it is about 
registering the checks received (from customers and others) or the checks to be 
sent (to suppliers and others). Whether it will be a payment becomes clear when 
the money (intended to pay) is transferred into the possesion of the (intended) 
recipient. This becomes evident upon receipt of a statement (in general via the 
bank used) giving details of the payment, and this is the financial account 
transaction. Until that moment the debt still exists. 

Now, creating the financial account transaction in the scenario above is a 
convenience. But this - up front - convenience leads to corrections (date, cost 
adjustments, etc) upon the receipt of the statement regarding the transaction. 
Especially in electronic banking oriented countries this is shown... At the 
receipt of the transaction statement of the financial account, it can be so 
that the a customer pays a lump sum for multiple invoices, minus a deduction 
regarding credit notes, minus a deduction for payment discounts, etc). 

In that scenario the registration of the financial account transaction - in 
general - leads to a selection of one or more outstanding invoices (and/or 
credit notes), that leads to payment booking. 

Now, to increase the adoption of OFBiz in non-check oriented countries (like 
many of the countries in the EU marketspace), the automatic creation of a 
financial transaction should be an optionality. 

This can be effected through a configuration flag, that is checked whenever a 
new payment is generated.

> Automatic financial account transaction generation for payments should be 
> optional
> ----------------------------------------------------------------------------------
>
>                 Key: OFBIZ-6902
>                 URL: https://issues.apache.org/jira/browse/OFBIZ-6902
>             Project: OFBiz
>          Issue Type: Improvement
>          Components: accounting
>    Affects Versions: Trunk
>            Reporter: Pierre Smits
>
> Currently when a payment is created a financial account transaction is 
> automatically generated.
> However, it should be possible that this is not done automatically. 



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