Having only been recently (past 6 months) introduced to the marvels of multi-segmented metering systems (e.g. matrix mode on the N90s), I'm at a bit of a loss to explain why/how the system chooses an exposure in this mode. (My comments below are based on contact sheet exposures, not individual prints. The resulting prints either make the problems better or worse, but that's another issue!) My understanding goes something like this.... When using a spot system, it can be argued that the camera doesn't choose the overall exposure, but tells the photographer how to expose properly for any portion of the picture. The photographer needs to understand his film latitude and limitations of his equipment in setting the exposure. With an averaging system (my most familiar system), the camera makes an estimate of the correct exposure and the photographer can then "2nd guess" the average reading based upon the brightness of the image. Compensating, for example in a snow scene, is pretty straightforward. With a multi-segmented system (like my N90s), the camera makes an estimate of the correct exposure which seems to be based not only on brightness, but also on the contrast of elements in the image. It can be imagined that the intent is to combine the best of the average and spot systems. The results of using the matrix system have not been as successful as I'd like. At times, the system seems to correctly compensate and at times will be off by a stop or more. My attempts at documenting a recent boy scout camp out in the snow show the default matrix settings to have some shots perfect and others underexposed. I'd appreciate any guidance as to how the matrix system "thinks". Steve MacLeod N90s in Kalamazoo.