Dennis Schuchman asked: >snip...I'm considering a bag like the Lowepro Topload AW....snip Dennis One of the bags that I have is the Lowepro Topload (non AW) and I have used numerous times while out riding my mountain bike in the hills by my place. I works very well both on my belt and on my chest as you described. I tend to use my Orion AW fanny bag more because I want to carry a little more gear. Terry