t I automactic get LTD?"
Their answer was " NO "
Keep up the great fight,
Todd in CC, TX
--- On Tue, 12/7/10, CANDIS KALLEY wrote:
From: CANDIS KALLEY
Subject: Fwd: [TMIC] LTD IME - HELP
To: "tmic-list"
Date: Tuesday, December 7, 2010, 9:11 AM
#yiv186232825 p {m
sage -
From: "PAMELA S"
To: cakal...@embarqmail.com, "TMC Group"
Sent: Monday, December 6, 2010 11:54:27 PM
Subject: RE: [TMIC] LTD IME - HELP
The majority of people I've known who see an IME receive a decision that they
are perfectly capable of working full t
Date: Fri, 3 Dec 2010 20:20:14 -0500
From: cakal...@embarqmail.com
To: tmic-list@eskimo.com
Subject: Re: [TMIC] LTD IME - HELP
An IME is an "Independent Medical Exam" carried out by a doctor paid by the
insurance usually! Which makes "Independent" a REAL LAUGH!
Life is s
kinda makes one want to scream foul!
more of the ins co's controll over patient care
--- On Fri, 12/3/10, CANDIS KALLEY wrote:
From: CANDIS KALLEY
Subject: Re: [TMIC] LTD IME - HELP
To: "tmic-list"
Date: Friday, December 3, 2010, 8:20 PM
#yiv1929781117 p {margin:0;
Candis,
I could write a book about what an LTD insurance company did to me.
The bottom line is, they stopped paying my benefits at the 24 month point
because of ABSURD AND INCORRECT statements made on a doctor's
report that I did not get to see in advance. When I confronted my doctor,
he quickly
ou smile.
Prayers and thoughts for you and yours,
Candy K.
- Original Message -
From: "James Berg"
To: "CANDIS KALLEY"
Sent: Friday, December 3, 2010 8:05:32 PM
Subject: Re: [TMIC] LTD IME - HELP
I wish I knew what an IME was--surely not MRI? I really fe
After 31 months, I'm finally scheduled for an IME for my LTD on the 16th of
this month!
My question is for anyone who has gone through an IME. What can I expect?
This "NEURO" assigned for the IME is board certified BUT he owns his own "Neuro
Center" which does nothing but Workers Comp
For all, but especially those who may be lucky enough to have LTD (Long Term
Disability) insurance.
Come of you may have heard this before and for that I apologize, but not all
have, so I will repeat this story. I worked for a company for 13 years
prior to my TM, almost all of my time in H
So, it looks like I have missed out on a whole debate/conversation on
something called TDI insurance. Why do some persons "talk" half on the List
and
half on their private email addresses? It makes someone like me curious as to
what y'all are discussing, and I would so like to have access
Sally,
Look up 'LTD' in the dictionary and find the definition 'TROUBLE'!
My experience was, they just want to collect the premiums, period. I will
give you one well documented example of what my insurance company did
to someone. They sold a lot of policies to doctors. One of the doctors,
Aha! Okay - that makes sense! I thought of it as the 'long term' version of
TDI and wondered why we didn't have it here! Sounds like those who have it are
having trouble with it - which is even worse since they had to pay for it
themselves!
Thanks for your response.
Sally
I just have to ask: What is this LTD you're all talking about? In Hawaii, the
only choices are Workers' Comp and Temporary Disability Insurance (TDI). My TM
wasn't work related, so of course I don't qualify for Workers' Comp. And they
said that since I had more than 2 weeks of sick leave when
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