{

'events': 
//The different repeat contributors will each have a distinct color for
// the text on the timeline so they standout.
// see http://www.simile-widgets.org/wiki/Timeline_EventSources for doc'n
//                   #RRGGBB  (00-ff for values of each)
// Shiller's color = 		#ff0000
// Easterling's color = 	#00ff00
// Kitces's color = 		#0000FF
// Pfau's color = 		#00F0f0
// Tomlinson's color = 		#f00FFF
// Conheady's color =           #DDCC00

[       //copy and past to create next entry...
	{'start': 	"",
	 'title': 	"",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"",
	 'description':	""
	},


	{'start': 	"Dec 20 2011",
	 'title': 	"Conheady: Does the Trend Matter?",
	 'link': 	"http://advisorperspectives.com/dshort/guest/Kay-Conheady-Does-the-Trend-Matter.php",
	 'color': 	"#DDCC00", // default color
	 'caption':	"This AP/DShort article raises the new question of whether or not valuation informed investing strategies should take the TREND of the CAPE into account.",
	 'description':	"Conheady finds preliminary evidence that both the current value and the TREND of the CAPE are important considerations for tactical asset allocators."
	},

	{'start': 	"Dec 10 2011",
	 'title': 	"Pfau: 'Withdrawal Rates, Savings Rates and Valuation-Based Asset Allocation'",
	 'link': 	"http://mpra.ub.uni-muenchen.de/35329",
	 'color': 	"#00F0f0", // default color
	 'caption':	"In this scholarly paper, Pfua explores how valuation based asset allocation can lower retirement savings rates and increase nest egg withdrawal rates.",
	 'description':	"Using rigorous analysis, Pfau continues to push the CAPE research into the realm of lifecycle retirement planning."
	},


	{'start': 	"Dec 1 2011",
	 'title': 	"Solow/Kitces/Locatelli: Improving Risk-Adjusted Returns Using Market-Valuation-Based Tactical Asset Allocation Strategies (JFP)",
	 'link': 	"",
	 'color': 	"#0000FF", // default color
	 'caption':	"This JFP article is a rigorous study of a specific TAA strategy",
	 'description':	"The Authors find compelling evidence that simiple TAA strategies can reasonably be expected to afford better risk adjusted investment returns than Buy-N-Hold."
	},


	{'start': 	"Nov 7 2011",
	 'title': 	"Kitces: Who's Really At Risk When Avoiding Overvalued Stocks?",
	 'link': 	"http://www.kitces.com/blog/archives/206-Whos-Really-At-Risk-When-Avoiding-Overvalued-Stocks.html",
	 'color': 	"#0000FF", // default color
	 'caption':	"In this seminal blog post Kitces explores one possible reason why finanical advisers may be hestitant to adopt a valuation informed investing strategy.",
	 'description':	"Kitces exposes the reality that what's best for the client and what's best for a financial planner's business may be in conflict when it comes to the investing strategy the adviser adopts!"
	},

	{'start': 	"Oct 1 2011",
	 'title': 	"Pfau: 'Getting on Track for a Sustainable Retirement'",
	 'link': 	"",
	 'color': 	"#00F0f0", // default color
	 'caption':	"In this JFP article Pfau offers finanical planners a new way to assess a client's progress toward their retirement goals.",
	 'description':	"This article, geared toward financial planners, moves CAPE based thinking into the realm of formal retirement planning."
	},

	{'start': 	"August 20 2011",
	 'title': 	"Short: 'Four Percent Plus Declines in the Dow Since 1928'",
	 'link': 	"http://www.advisorperspectives.com/dshort/commentaries/Four-Percent-Dow-Declines-Since-1928.php",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Short shows an eye catching chart that highlights all the single-day 4% declines in the DJIA since 1928.",
	 'description':	"The discovery of note in Short's charts is that the overwhelming majority of single day 4% declines happen in secular bear markets."
	},


	{'start': 	"Aug 18 2011",
	 'title': 	"Kitces: 'If Clients Are Naturally Loss Averse, Why Don't We Invest For Them That Way?'",
	 'link': 	"http://www.kitces.com/blog/archives/184-If-Clients-Are-Naturally-Loss-Averse,-Why-Dont-We-Invest-For-Them-That-Way.html",
	 'color': 	"#0000FF", // default color
	 'caption':	"In this blog post Kitces broadens the field of study by exploring behavioral finances topics.",
	 'description':	"Targeted squarely at financial planners, is this the first contribution to the Tactical Asset Allocation research that draws in behavioral finance topics and focuses on THE CLIENT??!"
	},

	{'start': 	"Aug 1 2011",
	 'title': 	"Pfau: 'Can We Predict the Sustainable Withdrawal Rate for New Retirees?'",
	 'link': 	"",
	 'color': 	"#00F0f0", // default color
	 'caption':	"This JFP article explores the proposition that retiree SWR's can be forecasted.",
	 'description':	"Pfau proposes a valuation-based model for forecasting maximum sustainable withdrawal rates; he finds that his model back tests well against history.  He adds to the growing evidence that Bengen's ~4% SAFEMAX may not always hold up."
	},


	{'start': 	"May 23 2011",
	 'title': 	"Hussman: 'Scarcity, Usefulness, and Getting and Edge'",
	 'link': 	"http://www.hussmanfunds.com/wmc/wmc110523.htm",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Hussman critically explores the Efficient Market Hypothesis.",
	 'description':	"In the sub-section titled 'Prospective returns as a measure of prospective risk' Hussman explores evidence that stocks are not always efficiently priced."
	},

	{'start': 	"May 16 2011",
	 'title': 	"Hussman: 'Hanging around, Hoping to Get Lucky'",
	 'link': 	"http://www.hussmanfunds.com/wmc/wmc110516.htm",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Hussman adds his '2 cents' to the disccusion of forecasting market returns.",
	 'description':	"Hussman gives a nod to using the P/E10 for forecasting but prefers his own methodology to which he provides numerous links to  previous Weekly Market Commentary posts."
	},

	{'start': 	"May 1 2011",
	 'title': 	"Kopcke/Karamcheva: 'Is Today's Price-Earnings Ratio Too High?'",
	 'link': 	"http://crr.bc.edu/images/stories/Briefs/IB_11-7_508.pdf",
	 'color': 	"#58A0DC", // default color
	 'caption':	"The authors assess the current CAPE value and make predictions for the future",
	 'description':	"Kopche and Karamcheva find the CAPE is high and predict that it will revert to the mean in coming years as corporate earnings increase.  This article is intersting in light of Shiller's finding in Jan 1998 that such mean reversions has always been due to price declines."
	},




	{'start': 	"Apr 5 2011",
	 'title': 	"Butler/Philbrick: 'Estimating Future Returns'",
	 'link': 	"http://advisorperspectives.com/dshort/guest/Estimating-Future-Returns-Update-111214.php",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Authors specify a rigorous framework for using CAPEs and other metrics to forecast future market returns",
	 'description':	"This periodically updated article (now at AP/dhsort as per link above) specifies in great detail a CAPE based system for forecasting future returns. They back test their system to show how amazingly accurately it would have predicted future returns in the past."
	},


	{'start': 	"Mar 9 2011",
	 'title': 	"Pfau: 'Revisiting the Fisher and Statman Study on Market Timing'",
	 'link': 	"http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1876225",
	 'color': 	"#00F0f0", // default color
	 'caption':	"Research paper that critiques the 2006 JFR article by Fisher/Statman",
	 'description':	"The article suggests that the potential for better risk adjusted returns from a valuation based market timing stragegy is greater than Fisher and Statman conclude in their 2006 JFR article."
	},

	{'start': 	"Mar 1 2011",
	 'title': 	"Goddard: 'Subsuming the Efficient Market Hypothesis'",
	 'link': 	"http://advisorperspectives.com/newsletters11/9-subsume3.php",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Goddard suggests that the EMH be subsumed into the Rational Beleif Equiligbrium theory developed by Dr. Mordecai Kurz and Stanford.",
	 'description':	"After reviewing historical stock market data, including P/E10 ratio trends, Goddard contends that the EMH is bus a special case of a more general theory of how the stock market works."
	},

	{'start': 	"Feb 14 2011",
	 'title': 	"Rich Valuations and Poor Market Returns",
	 'link': 	"http://www.hussmanfunds.com/wmc/wmc110214.htm",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Hussman anticipates future market returns based on current valuations",
	 'description':	"Hussman disclosed why he projects a paltry 3.15% annualized total return from the stock market over the coming 10 years."
	},


	{'start': 	"Feb 1 2011",
	 'title': 	"Blanchett: 'Is Buy and Hold Dead? Exploring the Costs of Tactical Reallocation'",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Blanchett presents research findings against the efficacy of tactical asset allocation",
	 'description':	""
	},

	{'start': 	"Jan 17 2011",
	 'title': 	"Hussman: 'Borrowing Returns from the Future'",
	 'link': 	"http://www.hussmanfunds.com/wmc/wmc110117.htm",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Hussman provides a readily understandable mental framework for understanding the prospect for future returns when the stock market is overvalued.",
	 'description':	"Hussman tells us that when the stock market is overvalued, investors have borrowed future returns and will likely be giving them back at some point in the future."
	},


	{'start': 	"Jan 14 2011",
	 'title': 	"Easterling: 'Probable Outcomes: Secular Stock Market Insights'",
	 'link': 	"",
	 'color': 	"#00ff00", // default color
	 'caption':	"Easterling trains his Financial Physics system on the future.",
	 'description':	"Using the Financial Physics system (that factors in P/E10), Easterling provides a multi-variable, if-then-else forecast of market returns."
	},

	{'start': 	"Dec 27 2010",
	 'title': 	"Warusawitharana: 'The Expected Reat Return to Equity'",
	 'link': 	"http://papers.ssrn.com/sol3/papers.cfm?abstract_id=1364520",
	 'color': 	"#58A0DC", // default color
	 'caption':	"This Fed Governor proposes a valuation based model for forecasting future stock returns.",
	 'description':	"Warusawitharana proposes and rigorously analyzes a stock return forecasting model that includes current stock valuations as a key variable.  His work is akin to that of Hussman and Philbrick/Butler."
	},


	{'start': 	"Nov 29 2010",
	 'title': 	"Pfau: 'Will 2000-era Retirees Experience the Worst Retirement outcomes in U.S. history?",
	 'link': 	"http://mpra.ub.uni-muechen.de/27107",
	 'color': 	"#00F0f0", // default color
	 'caption':	"In this scholarly paper, Pfau explores how 2000-ear retirees are doing.",
	 'description':	"Pfau's analysis provides solid evidence that for 2000-era retirees Bengen's ~4% withdrawal rate won't prove to have been 'safe'. "
	},


	{'start': 	"Mar 16 2010",
	 'title': 	"Goddard/Smith: Article at AP entitled 'Implications of the Current Shiller P/E Ratio'",
	 'link': 	"http://www.advisorperspectives.com/newsletters10/Implications_of_the_Current_Shiller_PE_Ratio.php",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Goddard analyzes the Shiller data to explore downside risk when the P/E10 is between 18 and 22.",
	 'description':	"The downside risk analysis of this article is a new contribution to P/E10 research. Also new, consideration of how alternative investments would have performed for the same time periods."
	},


	{'start': 	"Feb 2 2010",
	 'title': 	"Goddard: Article at AP entitled 'Return Distributions and the Shiller P/E RAtio'",
	 'link': 	"http://www.advisorperspectives.com/newsletters10/5-rdshiller3.php",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Goddard examines the distribution of 3 year returns following various P/E10 values",
	 'description':	"This article starts with a colorful analogy of the statistical analysis he is about to undertake. Author concludes that '...the distribution of rolling three-year returns in the stock market...' has not been random. "
	},


	{'start': 	"Jan 19 2010",
	 'title': 	"Tomlinson: Article at AP (Part 3 of 3) entitled 'Shiller PE's and Modeling Stock Market Returns'",
	 'link': 	"http://www.advisorperspectives.com/newsletters10/Shiller_PEs_and_Modeling_Stock_Market_Returns.php",
	 'color': 	"#f00FFF", // default color
	 'caption':	"Tomlinson uses the P/E10 to create a mathematical formula to forecaset future returns. Author is questioning the 'random walk' theory.",
	 'description':	"Tomlinson develops a P/E10 based mathematical model and backtests it to evaluate its potential usefulness."
	},


	{'start': 	"Sep 8 2009",
	 'title': 	"Tomlinson: Article at AP (Part 2 of 3) entitled 'Shiller P/Es and Predicting Returns Some Additional Thoughts",
	 'link': 	"http://www.advisorperspectives.com/newsletters09/Shiller_P-Es_and_Predicting_Returns-Additional_Thoughts.php",
	 'color': 	"#f00FFF", // default color
	 'caption':	"Article extends the research published last week at AP by this same author. Author is questioning the 'random walk' theory.",
	 'description':	"Tomlinson concludes that investors should pay attention to the Shiller's P/Es but that too much refinement of an investment strategy isn't worthwhile"
	},


	{'start': 	"Sep 1 2009",
	 'title': 	"Tomlinson: Article at AP (Part 1 of 3) entitled  'Shiller's P/E's and Predicting Returns'",
	 'link': 	"http://www.advisorperspectives.com/newsletters09/35-shiller3.php",
	 'color': 	"#f00FFF", // default color
	 'caption':	"Article compares the historical performance of Buy-N-Hold to P/E-based tactically allocated portfolios.",
	 'description':	"Tomlinson offers additional evidence from the Shiller data that the P/E10 ratio can be used to improved risk adjusted investment returns."
	},


	{'start': 	"Feb 1 2009",
	 'title': 	"Kitces: 'The Two Unbreakable Rules for Managing Portfolio Risk, and Why We Need to Stop Ignoring One of Them'",
	 'link': 	"",
	 'color': 	"#0000FF", // default color
	 'caption':	"In this issue of 'The Kitces Report', Kitces explores the role stock market valuation should play in making asset allocation decisions.",
	 'description':	" Kitces argues that investors need to stop ignoring the second unbreakable rule of managing investment risk - he makes a strong case for how to marry valuation principles with MPT to properly manage investment risk."
	},

	{'start': 	"Jan 1 2009",
	 'title': 	"Solow: Book published entitled 'Buy and Hold is Dead (Again)'",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Subtitled 'The Case for Active Portfolio Management in Dangerous Markets'",
	 'description':	"This book makes an extensive case for tactical asset allocation, especially during secular bear markets as defined by the cycles of a CAPE ratio (in this case the P/E ratio computed by Crestmont Resarch)."
	},

	{'start': 	"Sep 22 2008",
	 'title': 	"Kitces: 'Is the Safe Withdrawal Rate Too Safe?  Or Too Aggressive?",
	 'link': 	"http://www.kitces.com/blog/archives/29-Is-the-Safe-Withdrawal-Rate-too-safe-Or-too-aggressive!.html",
	 'color': 	"#0000FF", // default color
	 'caption':	"IN a 'Nerd's Eye View' blog post, Kitces responds to Bennett's critique of his May 2008 newsletter.",
	 'description':	"Kitces acknowleges the possibility that Bengen's ~4% SAFEMAX may prove to be too high for those who retired in the early 2000's. "
	},

	{'start': 	"August 14 2008",
	 'title': 	"Bennett: 'New SWR Study Counts Valuations - But Only In One Direction'",
	 'link': 	"http://arichlife.passionsaving.com/2008/08/14/new-swr-study-counts-valuations-but-only-in-one-direction/",
	 'color': 	"#58A0DC", // default color
	 'caption':	"This passionsaving.com discussion board post critiques the findings of Kitces May 2008 newsletter.",
	 'description':	"Bennett proposes that the early 2000's will prove to be a timeframe when Bengen's ~4% SWR was too high and urges Kitces to acknowledge this."
	},

	{'start': 	"May 1 2008",
	 'title': 	"Kitces: 'Resolving the Paradox - Is the Safe Withdrawal Rate Sometimes Too Safe?'",
	 'link': 	"http://www.kitces.com/assets/pdfs/Kitces_Report_May_2008.pdf",
	 'color': 	"#0000FF", // default color
	 'caption':	"In this issue of 'The Kitces Report', Kitces explores the implications of stock market valuation on nest egg safe withdrawal rates.",
	 'description':	"Kitces analyzes historical stock market returns and safe withdrawal rates and develops rules for adjusting safe withdrawal rates."
	},


	{'start': 	"Jul 27 2007",
	 'title': 	"Otar: '5 Warning Signs that a Retirement Portfolio Won't Last'",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Is this HOrsesmouth article the first article ever to postulate that the current P/E ratio has predictive value for retirement nest egg longevity?",
	 'description':	"Otar finds a correlation between current P/E ratios and subsequent portfrolio longevity and suggests a CAPE based formula for estimating how long a nest egg will last."
	},


	{'start': 	"Jul 1 2007",
	 'title': 	"Doug Short starts posting a monthly P/E10 update entitled 'Is The Stock Market Cheap?'",
	 'link': 	"http://advisorperspectives.com/dshort/updates/PE-Ratios-and-Market-Valuation.php",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Update includes a color chart that clearly shows the secular trends of the P/E10 ratio",
	 'description':	"Short's monthly update is posted on the first of each month and is based on Shiller's data with a slightly different calculation for PE10. Website includes may other useful charts re stock market and economy."
	},

	{'start': 	"Sep 1 2006",
	 'title': 	"Shiller: CFA Institute article entitled 'Irrational Exuberance Revisited'  ",
	 'link': 	"http://www.cfainstitute.org/learning/products/publications/rf/Pages/rf.v2010.n2.5.aspx",
	 'color': 	"#58A0DC", // default color
	 'caption':	"",
	 'description':	""
	},


	{'start': 	"Jul 27 2006",
	 'title': 	"Fisher/Statman: Market Timing in Regressions and Reality",
	 'link': 	"http://onlinelibrary.wiley.com/doi/10.1111/j.1475-6803.2006.00179.x/full",
	 'color': 	"#58A0DC", // default color
	 'caption':	"ARticle in JFR that disputes the efficacy of valuation informed investing strategies",
	 'description':	"The authors examine how a valuation timed 100%/0% stock investing strategy would have faired in the past.  Their findings are not favorable when compared against a strategic Buy-N-Hold approach. See Pfau's critique at March 9 2011"
	},


	{'start': 	"May 1 2006",
	 'title': 	"Bengen: 'Conserving Client Portfolios During Retirement'",
	 'link': 	"",
	 'color': 	"#33BB99", // default color
	 'caption':	"In this FPA Press book, Bengen updates and expands on his previous safe withdrawal rate research.",
	 'description':	"Bengen coins the term SAFEMAX to capture teh idea of an initial withdrawal rate that would have afforded historical retirees a sustainable, inflation-adjusted flow of income from their nest eggs."
	},

	{'start': 	"Mar 1 2006",
	 'title': 	"Solow/Kitces: Understanding SEcular Bear Markets:  Concerns and Strategies for Financial Planners",
	 'link': 	"",
	 'color': 	"#0000FF", // default color
	 'caption':	"Article in JFP that explores secular bear markets and and offers food for thought to today's financial planners",
	 'description':	"This article points out that most finanical advisers today have no experience investing in a secular bear market like the one we're in 'now' because the last one ended in 1982! Investing strategy suggestions are made but not explored in detail."
	},


	{'start': 	"April 1 2005",
	 'title': 	"Easterling: Unexpected Returns: Understanding Secular Stock Market Cycles",
	 'link': 	"",
	 'color': 	"#00ff00", // default color
	 'caption':	"Book that specifies Easterling's 'Financial Physics'",
	 'description':	"This book shares how Eatserling's Financial Physics explains what drives stock market returns. Easterling convincingly supports the thesis that changes in inflation are what drive the P/E10 higher/lower"
	},


	{'start': 	"Feb 1 2003",
	 'title': 	"Stein and DeMuth: Yes You Can Time The Market!",
	 'link': 	"http://yesyoucantimethemarket.com/index.html",
	 'color': 	"#58A0DC", // default color
	 'caption':	"The author's explore the usefulness of stock market valuation metrics for market timing purposes.",
	 'description':	"Though they don't explore any CAPE metric, the author's findings strongly reinforce the general idea that stock market price matters dearly to long term investors.  This book demonstrates that the subject matter can be made accessible to the laymen."
	},


	{'start': 	"Dec 9 2002",
	 'title': 	"Greaney: '2002 Edition Safe Withdrawal Calculator'",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"This version of the Greaney's Retire Early retirement calculator can model tactical asset allocation.",
	 'description':	"Greaney includes the new TAA capability but doesn't find evidence that tactical asset allocation will improve retirement withdrawal rates."
	},


	{'start': 	"May 1 2001",
	 'title': 	"Bengen: 'Conserving Client Portfolios During Retirement, Part IV'",
	 'link': 	"",
	 'color': 	"#33BB99", // default color
	 'caption':	"In this JFP article, Bengen explores new findings from his ongoing research into safe withdrawal rates and asset allocation.",
	 'description':	"???"
	},


	{'start': 	"Mar 1 2001",
	 'title': 	"Shiller/Campbell: Valuation Ratios and the Long-Run Stock Market Outlook: An Update",
	 'link': 	"http://cowles.econ.yale.edu/P/cd/d12b/d1295.pdf",
	 'color': 	"#ff0000", // default color
	 'caption':	"Paper published by the Cowles Foundation; discussion paper 1295.",
	 'description':	"This paper updates the Shiller/Campbell paper published in the JPM in 1998."
	},


	{'start': 	"Mar 1 2000",
	 'title': 	"Shiller: 'Irrational Exuberance'",
	 'link': 	"",
	 'color': 	"#ff0000", // default color
	 'caption':	"This book squarely challenges the Efficient Market and Random Walk hypotheses.",
	 'description':	"Shiller poses the theory that markets are not always accurately priced and presents evidence from history, pshychology and sociology to support his assertions."
	},

	{'start': 	"Jan 1 1998",
	 'title': 	"Shiller/Campbell: Valuation Ratios and the Long-Run Stock Market Outlook",
	 'link': 	"http://www.iijournals.com/doi/abs/10.3905/jpm.24.2.11",
	 'color': 	"#ff0000", // default colorAFP7&zQ2-Fplanner&0

	 'caption':	"Article published in the Journal of Portfolio Management",
	 'description':	"Expands on Shiller's 1996 self-published paper"
	},

	{'start': 	"Dec 1 1997",
	 'title': 	"Bengen: 'Conserving Client Portfolios During Retirement, Part III'",
	 'link': 	"",
	 'color': 	"#33BB99", // default color
	 'caption':	"In this JFP article, Bengen futther explores the effects of asset allocation on safe withdrawal rates.",
	 'description':	"Bengen adds small cap stocks and Treasury bills to the asset allocation mixes he studies."
	},

	{'start': 	"Aug 1 1996",
	 'title': 	"Bengen: 'Asset Allocation for a Lifetime'",
	 'link': 	"",
	 'color': 	"#33BB99", // default color
	 'caption':	"In this JFP article Bengen digs deeper into the idea of a safe withdrawal rate for retirees.",
	 'description':	"Bengen explores the effects of asset allocation (stock v. bonds) on safe withdrawal rate."
	},

	{'start': 	"Jul 21 1996",
	 'title': 	"Shiller: P/E Ratios as Forecasters: Mkt Outlook for 1996",
	 'link': 	" http://www.econ.yale.edu/~shiller/data/peratio.html",
	 'color': 	"#ff0000",
	 'caption':	"Self published white paper; seminal Cyclically Adjusted P/E (CAPE) publication.",
	 'description':	"This and the 1998 collaboration with Campbell lay the foundation for the seminal assertion that the P/E10 ratio can be used to forecast future returns."
	},


	{'start': 	"Oct 1 1994",
	 'title': 	"Bengen: 'Determining Withdrawal Rates Using Historical Data'",
	 'link': 	"",
	 'color': 	"#33BB99", // default color
	 'caption':	"JFP article that introduced the seminal idea of a 'safe withdrawal rate' from a nest egg during retirement.",
	 'description':	"This is THE article that introduced the world to the breakthrough idea that, based on historical investment return data, there is a safe withdrawal rate from retiree nest eggs of ~4%."
	},


	{'start': 	"Oct 1 1989",
	 'title': 	"Shiller/Campbell: 'The Dividend Ratio Model and Small Sample Bias: A Monte Carlo study'",
	 'link': 	"http://www.sciencedirect.com/science/article/pii/0165176589902115",
	 'color': 	"#ff0000",// default color
	 'caption':	"???",
	 'description':	"???"
	},

	{'start': 	"Oct 1 1988",
	 'title': 	"Shiller/Campbell: 'The Dividend-Price Ratio and Expectations of Future Dividends and Discount Factors'",
	 'link': 	"",
	 'color': 	"#ff0000",// default color
	 'caption':	"This RFS article ???",
	 'description':	"???"
	},


	{'start': 	"Oct 1 1994",
	 'title': 	"Bengen: 'Determining Withdrawal Rates Using Historical Data'",
	 'link': 	"",
	 'color': 	"#33BB99", // default color
	 'caption':	"JFP article that introduced the seminal idea of a 'safe withdrawal rate' from a nest egg during retirement.",
	 'description':	"This is THE article that introduced the world to the breakthrough idea that, based on historical investment return data, there is a safe withdrawal rate from retiree nest eggs of ~4%."
	},


	{'start': 	"Oct 1 1989",
	 'title': 	"Shiller/Campbell: 'The Dividend Ratio Model and Small Sample Bias: A Monte Carlo study'",
	 'link': 	"http://www.sciencedirect.com/science/article/pii/0165176589902115",
	 'color': 	"#ff0000",// default color
	 'caption':	"???",
	 'description':	"???"
	},

	{'start': 	"Oct 1 1988",
	 'title': 	"Shiller/Campbell: 'The Dividend-Price Ratio and Expectations of Future Dividends and Discount Factors'",
	 'link': 	"",
	 'color': 	"#ff0000",// default color
	 'caption':	"This RFS article ???",
	 'description':	"???"
	},


	{'start': 	"Feb 1 1988",
	 'title': 	"Shiller/Campbell: 'Stock Prices, Earnings and Expected Dividends'",
	 'link': 	"http://nrs.harvard.edu/urn-3:HUL.InstRepos:3224293",
	 'color': 	"#ff0000",// default color
	 'caption':	"This paper explores the predictability of future stock market returns using a CAPE.",
	 'description':	 "The article refers to a 'long moving average of real earnings' which today we commonaly call a cyclically adjusted P/E ratio or CAPE.'"
	},

	{'start': 	"Oct 1 1987",
	 'title': 	"Shiller/Campbell: 'Cointegration and Tests of Present Value Models",
	 'link': 	"http://www.jstor.org/stable/1833129",
	 'color': 	"#ff0000",// default color
	 'caption':	"This JPE article ...",
	 'description':	"???"
	},

	{'start': 	"Jan 1 1961",
	 'title': 	"Jenkins: 'How to profit From Formula Plans in the Stock Market",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Jenkins explores stock investing formulas/strategies.",
	 'description':	"Jenkins explores well known investing strategies including Buy-N-Hold, 'constant ratio' and 'variable ratio' plans"
	},

	{'start': 	"Jan 1 1953",
	 'title': 	"Tomlinson: 'Practical Formulas for Successful Investing'",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"Tomlinson offers investing formulas  to help the investor remove emotion from her investing decisions",
	 'description':	"In this book Lucille Tomlinson explores stock investing formulas that would vary the investor's allocation to stocks taking market cycles into account."
	},


	{'start': 	"Jan 1 1934",
	 'title': 	"Graham/Dodd: 'Securities Analysis'",
	 'link': 	"",
	 'color': 	"#58A0DC", // default color
	 'caption':	"THE book that introduced and developed the idea of value investing.",
	 'description':	"This book is THE starting point for all investing discussions that include themes of the instrinsic value of stocks."
	},

]



}