> On Sep 12, 2018, at 5:18 PM, David T. <sunfis...@yahoo.com> wrote:
> 
> 
> 
>> On Sep 12, 2018, at 7:03 PM, John Ralls <jra...@ceridwen.us> wrote:
>> 
>> Most individuals who aren’t familiar with formal accounting should probably 
>> be using something other than GnuCash. If all you want to do is keep track 
>> of your credit card, demand bank account (“checking account” for us fogies 
>> who remember checks), and a couple of mutual funds then GnuCash is swatting 
>> flies with a sledgehammer.
> 
> I think that’s a little disingenuous; the user base for GnuCash is broad, as 
> reflected in the mailing list archives. Perhaps we should put a banner across 
> the top of the Home page that reads: “Abandon Hope, All Ye Non-CPAs.”  ;)
> 
>> That said, I think the only immutable parameter in setting up a new book is 
>> the root account currency, and that can be derived from the locale. How 
>> about renaming the NAHSA the "Advanced New Book Assistant" with its own menu 
>> item and have File>New just create a bare “Common Accounts” book for the 
>> current locale? We could pop up a dialog for opening balances on each of the 
>> bank accounts, cash-in-wallet, and the credit card.
> 
> Well, I imagine the idea behind the NAHSA was to try and streamline at least 
> the creation of basic account hierarchies; shunting this aspect off to this 
> ANBA then puts most users into the bidn of having to create all their 
> accounts manually. If you take out the “New Book Options” step (and 
> optionally the "Choose Currency” step as well) in the existing NAHSA, well, 
> then, you’re giving users a means to create all those accounts 
> automatically—without burdening them with these Advanced settings. Or, as 
> Graham suggests, have the Advanced options be a secondary popup from the main 
> assistant.
> 
> I guess in the meantime, I will attempt to write generic help text that will 
> point out to the user that they can defer decisions on these settings, and 
> cross reference them to (as-yet-unwritten) sections in the new Configuring 
> GnuCash chapter.


It’s not a bit disingenuous. Consider the millions of mostly satisfied Quicken 
users out there, some of whom wander our way and wonder why they should have to 
learn about accounting just to track their bank accounts. IMO most of them 
would be happier with KMyMoney, which operates a lot more like Quicken does. 
GnuCash is a formal accounting program for people who want that. No need for a 
CPA, Accounting 101 at the local community college will suffice. There’s no 
reason for GnuCash to cater to people who don’t have that knowledge when there 
are alternatives that 

So maybe the first thing to change in the T&CG is the first paragraph of the 
Introduction:
"GnuCash is the personal finance software package made for you. It is versatile 
enough to keep track of all your financial information, from the simple to the 
very complex. It is one of the few financial software packages that supports 
global currencies, and it is the only open-source program of its kind. Best of 
all, GnuCash is easy to learn and use!”

GnuCash isn’t at all a personal finance software package and it isn’t made for 
everyone. It’s a formal accounting software package and it’s made for people 
who run small businesses, are fiduciaries of some sort, have complicated 
finances, or are compulsive about using formal accounting. If it was easy to 
learn and use we wouldn’t be having this discussion.

Now back to creating a new book.

I didn’t propose shunting off creating the basic accounts to the ANBA. I 
proposed that File>New would create the accounts currently created by the set 
of accounts selected by default in the current NAHSA. It contains two bank 
accounts (“savings” and “checking” in the en_US one) and cash-in-wallet under 
Assets:Current Assets, A range of income and expense accounts, Equity:Opening 
Balances, and a single credit card account under Liabilities. The other add-ons 
are mostly trivial or insufficient (for an example of the latter, investment 
includes dividend income but not capital gains).

Regards,
John Ralls

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