-----BEGIN PGP SIGNED MESSAGE----- Hash: SHA512 Hi
On Saturday 7 May 2011 at 6:42:06 PM, in <mid:BANLkTi=-c_xijtne7+qyrlv06fj2d7z...@mail.gmail.com>, Jerome Baum wrote: > Hey not that any of this relates to the original > question on digital signatures, but interesting > nonetheless so I guess let's keep it on the list as OT. Since (like any other legal document) the date on a cheque is deemed to be the date of the signature, it is a non-digital analogy to the discussion about signature dates. > In that case we had a different understanding. Checks > aren't common over here and I never saw a post-dated > check -- which I assumed is a check that is meant to be > available after a certain date -- not a check that is > signed incorrectly. You are entirely correct in your assumption. >> A friend who worked at a bank said they never looked >> at the dates, but cashed them when presented unless >> there were insufficient funds to honor them. That failure to correctly scrutinise is fairly common, and often allows people to cash cheques that have expired. > It seems here that people who write "post-dated" checks > the way you describe them don't quite understand what > that particular date means (or I misunderstood you). > What you describe is the signature date, and that date > is *supposed* to be the date when you signed it. Using > a different date is lying A cheque is an instruction to your bank to pay an amount of money to somebody if they present it for payment within six months of the date it was signed. In order to instruct the bank to pay within six months from a future date, you are simply preparing in advance an instruction effective from that future date. The date on the cheque is the date from which the signature is effective. It is non-standard but was very common when cheques were in widespread use. There is no lying, fraud or deception involved. > , but as you say it won't be > prosecuted unless there is intended fraud or actual > damage. It is not illegal here, or even unlawful. I have heard of it being banned elsewhere but never heard a credible rationale as to why the practice should not be allowed. > At my bank, I left clear > instructions Giving clear instructions to a bank is usually a waste of time. They generally fail to carry them out correctly, in my experience. - -- Best regards MFPA mailto:expires2...@ymail.com A candle loses nothing by lighting another candle -----BEGIN PGP SIGNATURE----- iQE7BAEBCgClBQJNxZ9knhSAAAAAAEAAVXNpZ25pbmdfa2V5X0lEIHNpZ25pbmdf a2V5X0ZpbmdlcnByaW50IEAgIE1hc3Rlcl9rZXlfRmluZ2VycHJpbnQgQThBOTBC OEVBRDBDNkU2OSBCQTIzOUI0NjgxRjFFRjk1MThFNkJENDY0NDdFQ0EwMyBAIEJB MjM5QjQ2ODFGMUVGOTUxOEU2QkQ0NjQ0N0VDQTAzAAoJEKipC46tDG5pWuMEAJmX Qx6aFQywo49Dnsc/vk+HvWWEK2sPPNi+YRCcOrsA3XHygFGN7GAyv9udRfA8wLNJ IoRjMeqCp7lHL7Ls+FniwBeaJSHxaTfxDwxQH6nevmG0kMxJ6YdGHSM0mcx2IlrF 756TThZGwthh+mTSKd49ksmDYwJo7vdjfcb30dZZ =SVXo -----END PGP SIGNATURE----- _______________________________________________ Gnupg-users mailing list Gnupg-users@gnupg.org http://lists.gnupg.org/mailman/listinfo/gnupg-users