Hi, I'm interested in hearing people's experiences/views on the following: 1. If a blind person wants to insure his/her life, is the perceived threat to life higher because of the vision condition? - this will result in a higher premium. 2. Is there a circular/guideline from the government or any other regulatory body clarifying the rules around this? 3. Do different insurance companies take differing views on the above? -- will appreciate people specifying names of companies they've dealt with. 4. Are any insurance schemes launched specially for the disabled by some govt. financial institution?
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