Also Rajesh, if I may add. Pure risk cover is something no agent offers you straight away, because the commission on such a policy is less. You will have to really work hard with him to get details and only an agent who is close to you arranges for the policy. This is the experience of several normal persons as well.
I personally heard from a blind person that LIC had refused to give him a policy citing his blindness and even writing to the Chairman didn't prove effective. As far me, I have just taken a policy with my wife and may be that's why there aren't any problems so far. Subramani -----Original Message----- From: [EMAIL PROTECTED] [mailto:[EMAIL PROTECTED] On Behalf Of rajesh asudani Sent: Tuesday, September 26, 2006 1:23 AM To: accessindia@accessindia.org.in Subject: Re: [AI] Life insurance | does blindness cause us to payhigherpremiums? *********************** No virus was detected in the attachment no filename Your mail has been scanned by InterScan MSS. *********************** Well, public sector insurers like LIC surely do perceive the threat to be higher and do charge higher primia. Don't think IRDA has said anything on the issue Regards Rajesh. ----- Original Message ----- From: "Manish Agrawal" <[EMAIL PROTECTED]> To: "Access India" <accessindia@accessindia.org.in> Sent: Sunday, September 24, 2006 11:24 PM Subject: [AI] Life insurance | does blindness cause us to pay higherpremiums? > Hi, > I'm interested in hearing people's experiences/views on the following: > > 1. If a blind person wants to insure his/her life, is the perceived > threat to life higher because of the vision condition? - this will > result in a higher premium. > 2. Is there a circular/guideline from the government or any other > regulatory body clarifying the rules around this? > 3. Do different insurance companies take differing views on the above? > -- will appreciate people specifying names of companies they've dealt > with. > 4. Are any insurance schemes launched specially for the disabled by some > govt. financial institution? > > Regards, > Manish > > To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n > To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.i n To unsubscribe send a message to [EMAIL PROTECTED] with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
