Thanks. ----- Original Message ----- From: "prakash" <[EMAIL PROTECTED]> To: <accessindia@accessindia.org.in> Sent: Thursday, July 05, 2007 8:42 PM Subject: Re: [AI] Punjab National Bank
>u can get the copy of this cercular from national fadration of blind > ----- Original Message ----- > From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> > To: <accessindia@accessindia.org.in> > Sent: Wednesday, July 04, 2007 11:03 PM > Subject: Re: [AI] Punjab National Bank > > >> Hi Harish and All, >> I may confidently tell you that some guidelines were issued to all >> national >> and private banks by RBI related to issue of cheque books to visually >> impaired persons in September 2004 because I had also collected a hard >> copy >> of that circular of guidelines from a secret person. >> >> Some of main lines are being mentioned here: >> "All national and private banks are directed that they are bound to issue >> the cheque book to all visually impaired account holders, if anyone of >> them >> demands for it. >> Those visually impaired persons are operating their account through their >> signature, they have no >> any restriction. >> But those persons are operating their account through Thum Impression, >> they >> have some restrictions, such as: >> 1. They must use their thum impression only in Crossed Cheque and their >> thum >> impression will be verified by their bank manager. >> 2. They can nott issue self cheque or bearer cheque to any person." >> Regards, Rakesh. >> ----- Original Message ----- >> From: "harish kotian" <[EMAIL PROTECTED]> >> To: <accessindia@accessindia.org.in> >> Sent: Wednesday, July 04, 2007 11:34 AM >> Subject: Re: [AI] Punjab National Bank >> >> >>> Hi >>> There is no such guidelines from RBI specifically touching VI, that I >>> know >>> of. >>> >>> >>> Harish. >>> >>> ----- Original Message ----- >>> From: "Rakesh Kumar Gupta" <[EMAIL PROTECTED]> >>> To: <accessindia@accessindia.org.in> >>> Cc: "pamnani" <[EMAIL PROTECTED]> >>> Sent: Wednesday, July 04, 2007 7:33 AM >>> Subject: Re: [AI] Punjab National Bank >>> >>> >>>> Hi, >>>> Can anybody give me specific website address for getting RBI Guidelines >>>> regarding various banking facilities specially relating Visually >>>> impaired >>>> persons such as: opening saving, fixed or other type of accounts, >>>> various >>>> type of loans etc. >>>> Have a nice Time! >>>> Regards, >>>> Rakesh Kumar Gupta >>>> Cell: 9968295921 >>>> ----- Original Message ----- >>>> From: "pamnani" <[EMAIL PROTECTED]> >>>> To: <accessindia@accessindia.org.in> >>>> Sent: Tuesday, July 03, 2007 6:21 AM >>>> Subject: Re: [AI] Punjab National Bank >>>> >>>> >>>>> Rahul, >>>>> Please ask them for some circular or rule which says that they cant >>>>> give >>>>> you >>>>> a cheque book etc. >>>>> Are you willing to fight this for about 3 months if so write down >>>>> full >>>>> details and mail me at >>>>> [EMAIL PROTECTED] >>>>> >>>>> actually you wont have to fight because i will be doing the >>>>> correspondence >>>>> but you will have to do everything else like going to the branch, >>>>> getting >>>>> details,answering questions, following up etc. >>>>> >>>>> I have decided to take each case on a case to case basis until I have >>>>> the >>>>> time to take IBA and the CCPD to Court. >>>>> >>>>> Kanchan >>>>> >>>>> >>>>> ----- Original Message ----- >>>>> From: "Rahul" <[EMAIL PROTECTED]> >>>>> To: <accessindia@accessindia.org.in> >>>>> Sent: Sunday, July 01, 2007 00:28 >>>>> Subject: Re: [AI] hdfc ATM card >>>>> >>>>> >>>>>> hello, respected members >>>>>> Nice to see this issue on Access India. I have my account in Punjab >>>>>> national >>>>>> bank. I have requested them to issue me an ATM card and check book. >>>>>> they >>>>>> r >>>>>> saying that these service are not available for a visually challenged >>>>>> person. tell me what to do next to over come this major problem. >>>>>> thanks in advance >>>>>> Rahul Gambhir >>>>>> >>>>>> >>>>>> ----- Original Message ----- >>>>>> From: "pamnani" <[EMAIL PROTECTED]> >>>>>> To: <accessindia@accessindia.org.in> >>>>>> Sent: Wednesday, June 27, 2007 9:00 AM >>>>>> Subject: Re: [AI] hdfc ATM card >>>>>> >>>>>> >>>>>>> Sanjeev Good your problem is over. >>>>>>> We will fight every battle in this manner till it becomes too much >>>>>>> for >>>>>>> the >>>>>>> banks to deal with each individual case as an exception. this is the >>>>>>> best >>>>>>> way to get it. >>>>>>> >>>>>>> We are also working on a memorandum for the Banking facilities and >>>>>>> will >>>>>>> revert to this group when some proper drafting is done. Also looking >>>>>>> at >>>>>>> modifying and or challenging the CCPD order as well as IBA Rules. >>>>>>> >>>>>>> It will take some time because all issues have to be considered. In >>>>>>> the >>>>>>> meantime I am working on the NSDL representation and the Petition >>>>>>> against >>>>>>> Rs. 2 coins. Check accessindia for further details. >>>>>>> In another case I have senta notice to Bank of Baroda regarding non >>>>>>> granting >>>>>>> of ATM to one Anjali Jamale who is not part of this group. I think >>>>>>> it >>>>>>> may >>>>>>> be >>>>>>> worked out soon based on the reply that I have received from the >>>>>>> Branch. >>>>>>> Will revert. >>>>>>> If anybody has been denied any banking service because they are >>>>>>> visually >>>>>>> challenged , they must start asking for these facilities immediately >>>>>>> so >>>>>>> that >>>>>>> we can capitalise on the situation and use the RBI email IDs that I >>>>>>> had >>>>>>> emailed. >>>>>>> Kanchan >>>>>>> ----- Original Message ----- >>>>>>> From: "Chaodhari, Sanjeev IN BOM SISL" >>>>>>> <[EMAIL PROTECTED]> >>>>>>> To: <accessindia@accessindia.org.in> >>>>>>> Sent: Wednesday, June 27, 2007 17:12 >>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>> >>>>>>> >>>>>>>> Dear members >>>>>>>> Hi >>>>>>>> Finally I got ATM card. Email id given by harish and kanchan has >>>>>>>> worked. >>>>>>>> >>>>>>>> But the bad site of this is they still didn't have change there >>>>>>>> rules, >>>>>>>> which means if another visually challenged person wants ATM card in >>>>>>>> HDFC >>>>>>>> bank. Then he will have to go again same procedure again. >>>>>>>> They have given me ATM card considering me as exception, and I have >>>>>>>> to >>>>>>>> go to there branch to collect my card and pin number. Usually for >>>>>>>> others >>>>>>>> it comes by corier. >>>>>>>> And don't worry pranav, according to then they have issue ATM card >>>>>>>> to >>>>>>>> you, when this rule was not there, so they cannot do anything. >>>>>>>> So what do you think member's what should we do in order to realize >>>>>>>> them >>>>>>>> that I am not the alone, >>>>>>>> Thanks. >>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>> Sanjeev >>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>> Or [EMAIL PROTECTED] >>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>> Call: +919820637390 >>>>>>>> Direct office: +9102267572118 >>>>>>>> -----Original Message----- >>>>>>>> From: [EMAIL PROTECTED] >>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>> Chaodhari, >>>>>>>> Sanjeev IN BOM SISL >>>>>>>> Sent: Wednesday, May 09, 2007 3:15 PM >>>>>>>> To: accessindia@accessindia.org.in >>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>> >>>>>>>> Hi kanchan >>>>>>>> >>>>>>>> I asked about rules but Sr. Manager Corporate Salary but she sed >>>>>>>> its >>>>>>>> there internal rule. When I mention the fact some other vi hold ATM >>>>>>>> cards in mumbai's hdfc bank (without providing any ditailes about >>>>>>>> person >>>>>>>> or any branch) she has ask me to send me a mail with bank ditailes >>>>>>>> which >>>>>>>> she is going to forword to there product head, asking for product >>>>>>>> confermation with other ditailes. >>>>>>>> thank >>>>>>>> >>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>> Sanjeev >>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>> Or [EMAIL PROTECTED] >>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>> Call: +919820637390 >>>>>>>> Direct office: +9102267572118 >>>>>>>> -----Original Message----- >>>>>>>> From: [EMAIL PROTECTED] >>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>> Pamnani >>>>>>>> Sent: Wednesday, May 09, 2007 12:22 PM >>>>>>>> To: accessindia@accessindia.org.in >>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>> >>>>>>>> Sanjeev, ask them for the Rules. >>>>>>>> My guess is that they will now quote from IBA. >>>>>>>> >>>>>>>> There is a point I have been trying to make to friends on a >>>>>>>> personal >>>>>>>> level >>>>>>>> and that is that if the visually challenged keep running of to the >>>>>>>> Commissioner of Disabilities and to the Courts then we are going to >>>>>>>> make >>>>>>>> >>>>>>>> life very difficult for ourselves and the next generation. >>>>>>>> >>>>>>>> The banking problem has been hassling us for some time but most of >>>>>>>> us >>>>>>>> got >>>>>>>> the accounts we wanted when there were no clear guidelines. Based >>>>>>>> on >>>>>>>> the >>>>>>>> >>>>>>>> Disabilities Commissioner's order the IBA came up with guidelines >>>>>>>> which >>>>>>>> have >>>>>>>> in fact damaged our cause. Now every bank has to live with the IBA >>>>>>>> guidelines and will start limiting us. >>>>>>>> >>>>>>>> PRANAV AND OTHERS WITH HDFC better watch out. They may just cancel >>>>>>>> your >>>>>>>> ATM. >>>>>>>> >>>>>>>> Everybody who runs to court should consider the long term >>>>>>>> repurcussion. >>>>>>>> >>>>>>>> The man who filed for banking rights before the Commissioner of >>>>>>>> Disabilities >>>>>>>> limited his own case. The discussion of the Disability Commissioner >>>>>>>> shows on >>>>>>>> the record that we have spoilt our own case. Someone did share this >>>>>>>> information on the list but I guess none of youll read this in >>>>>>>> detail. >>>>>>>> >>>>>>>> Lets be careful in the future. >>>>>>>> >>>>>>>> Maybe we should start a new thread on this discussion. >>>>>>>> >>>>>>>> Kanchan Pamnani >>>>>>>> Advocate & Solicitor >>>>>>>> 9, Suleman Chambers, >>>>>>>> Battery Street, Colaba, >>>>>>>> Mumbai - 400 039. >>>>>>>> >>>>>>>> >>>>>>>> >>>>>>>> ----- Original Message ----- >>>>>>>> From: "Pranav Lal" <[EMAIL PROTECTED]> >>>>>>>> To: <accessindia@accessindia.org.in> >>>>>>>> Sent: Wednesday, May 09, 2007 11:28 AM >>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>> >>>>>>>> >>>>>>>>> This is indeed strange. I did get an ATM card from hdfc so I do >>>>>>>>> not >>>>>>>>> know what rules they are talking about. I have 2 accounts with >>>>>>>>> them. >>>>>>>>> >>>>>>>>> On 5/9/07, Chaodhari, Sanjeev IN BOM SISL >>>>>>>> <[EMAIL PROTECTED]> >>>>>>>>> wrote: >>>>>>>>>> Hi pranav >>>>>>>>>> >>>>>>>>>> Problem is not with opening account in HDFC bank, problem is they >>>>>>>>>> are >>>>>>>>>> refusing to give me ATM card, they say that it does not feet in >>>>>>>>>> to >>>>>>>>>> rules. >>>>>>>>>> I have successfully open account in HDFC bank. >>>>>>>>>> >>>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>>> Sanjeev >>>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>>> Call: +919820637390 >>>>>>>>>> Direct office: +9102267572118 >>>>>>>>>> -----Original Message----- >>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>>> Pranav >>>>>>>> Lal >>>>>>>>>> Sent: Wednesday, May 09, 2007 7:33 AM >>>>>>>>>> To: accessindia@accessindia.org.in >>>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>>> >>>>>>>>>> Hi Sanjeev, >>>>>>>>>> >>>>>>>>>> I successfully opened an account with the Kandivilli West branch >>>>>>>>>> in >>>>>>>>>> Mumbai. >>>>>>>>>> In the worst-case scenario, you could do the same and I could >>>>>>>>>> give >>>>>>>> you >>>>>>>>>> the >>>>>>>>>> contact information of my personal banker. Mind you, you could >>>>>>>>>> still >>>>>>>> go >>>>>>>>>> to >>>>>>>>>> the Worlie branch and access the facilities from their. >>>>>>>>>> >>>>>>>>>> Pranav >>>>>>>>>> >>>>>>>>>> -----Original Message----- >>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>> Chaodhari, >>>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>>> Sent: Tuesday, May 08, 2007 8:52 AM >>>>>>>>>> To: accessindia@accessindia.org.in >>>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>>> >>>>>>>>>> Hi pranav >>>>>>>>>> I live in Mumbai, and banking in worly branch. >>>>>>>>>> >>>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>>> Sanjeev >>>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>>> Call: +919820637390 >>>>>>>>>> Direct office: +9102267572118 >>>>>>>>>> -----Original Message----- >>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>>>> Pranav >>>>>>>> Lal >>>>>>>>>> Sent: Tuesday, May 08, 2007 7:09 AM >>>>>>>>>> To: accessindia@accessindia.org.in >>>>>>>>>> Subject: Re: [AI] hdfc ATM card >>>>>>>>>> >>>>>>>>>> Hi Sanjeev, >>>>>>>>>> >>>>>>>>>> I have been banking with HDFC four over four years and have had >>>>>>>>>> no >>>>>>>>>> problems. >>>>>>>>>> Which branch are you banking with and what city are you in? >>>>>>>>>> >>>>>>>>>> Pranav >>>>>>>>>> >>>>>>>>>> -----Original Message----- >>>>>>>>>> From: [EMAIL PROTECTED] >>>>>>>>>> [mailto:[EMAIL PROTECTED] On Behalf Of >>>>>>>> Chaodhari, >>>>>>>>>> Sanjeev IN BOM SISL >>>>>>>>>> Sent: Monday, May 07, 2007 9:37 AM >>>>>>>>>> To: accessindia@accessindia.org.in >>>>>>>>>> Subject: [AI] hdfc ATM card >>>>>>>>>> >>>>>>>>>> Dear member's >>>>>>>>>> >>>>>>>>>> Hi >>>>>>>>>> >>>>>>>>>> Recently I have open account in hdfc bank. They have provided me >>>>>>>> phone >>>>>>>>>> banking facility, and according to there wellcome letter I will >>>>>>>>>> get >>>>>>>> my >>>>>>>>>> details of net banking in 10 daies. Still 3 or 4 daies to go. >>>>>>>>>> >>>>>>>>>> But they have refused me to give ATM card, saying that it does >>>>>>>>>> not >>>>>>>> fit >>>>>>>>>> in to rules. >>>>>>>>>> >>>>>>>>>> Does anybody have hdfc's ATM card? >>>>>>>>>> >>>>>>>>>> What should be my next step? >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> When you don't have any choice, you have a choice to work hard. >>>>>>>>>> >>>>>>>>>> Sanjeev >>>>>>>>>> >>>>>>>>>> Email: [EMAIL PROTECTED] >>>>>>>>>> >>>>>>>>>> Or [EMAIL PROTECTED] >>>>>>>>>> >>>>>>>>>> Space: http://daarshnicsanjeev/spaces/live.com >>>>>>>>>> >>>>>>>>>> Call: +919820637390 >>>>>>>>>> >>>>>>>>>> Direct office: +9102267572118 >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> >>>>>>>>>> To unsubscribe send a message to >>>>>>>> [EMAIL PROTECTED] >>>>>>>>>> with >>>>>>>>>> the subject unsubscribe. >>>>>>>>>> >>>>>>>>>> To change your subscription to digest mode or make any other >>>>>>>>>> changes, >>>>>>>>>> please >>>>>>>>>> visit the list home page at 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