Dear Akash,It is better to go for PLI if you are Government employ.
Thanks and regards,
Janardhana Naidu.

On 5/6/16, Akash Gupta <aka.associ...@gmail.com> wrote:
> Dear vyas
> which private company gives insurance policy without extra premium
>
> On 06/05/2016, Vyas Gajendra <vyasgajen...@gmail.com> wrote:
>> you are right , sir.
>> i had lic policy with extra premium . while i had private policies
>> without
>> extra premium.
>> lic is over cautious and giving less return then private insurance .
>> gajendra vyas
>> phone : 079-30127030
>> mobile : 09427065866
>> ----- Original Message -----
>> From: "Dr. G. Janardhana Naidu" <jnga...@gmail.com>
>> To: "AccessIndia: a list for discussing accessibility and issues
>> concerning
>>
>> the disabled." <accessindia@accessindia.org.in>
>> Sent: Friday, May 06, 2016 11:31 AM
>> Subject: Re: [AI] term insurance for a visually impaired
>>
>>
>>> Hello Mr. Akash and others,
>>> There is a discrimination for the visually impaired in insurance.
>>> As per the LIC guidelines There is no accidental coverage for the
>>> visually impaired and they should pay extra premium.
>>> I heard that some of the other insurance companies offering insurance
>>> policies to visually impaired customers with out extra premium.
>>> With regards,
>>> Janardhana Naidu.
>>> On 5/5/16, Akash Gupta <aka.associ...@gmail.com> wrote:
>>>> Dear friends,
>>>> I have found a link on google :
>>>> http://www.moneylife.in/article/irda-chairman-we-are-working-towards-insurance-coverage-for-persons-disadvantaged-one-way-or-other/25781.html
>>>>
>>>> this article shows that the blind graduate fourm of india has
>>>> submitted  a memorandum to IRDA. Any person related to this group may
>>>> reply about the life insurance of persons with visual impairement.
>>>> On 04/05/2016, Akash Gupta <aka.associ...@gmail.com> wrote:
>>>>> Dear friends,
>>>>> I want to start a term insurance.  But I have enquired for it with
>>>>> many life insurance companies. But I haven't received satisfactory
>>>>> answer. Is a visually impaired person elagible for life insurance?
>>>>>
>>>>> --
>>>>> With Warm Regards,
>>>>> Akash Gupta
>>>>> Rajasthan
>>>>> Skype: akash.gupta2412
>>>>>
>>>>> ----
>>>>> The only thing worse than being blind is having sight but no vision.
>>>>> By "Helen Keller".
>>>>> ------
>>>>>
>>>>
>>>>
>>>> --
>>>> With Warm Regards,
>>>> Akash Gupta
>>>> Rajasthan
>>>> Skype: akash.gupta2412
>>>>
>>>> ----
>>>> The only thing worse than being blind is having sight but no vision.
>>>> By "Helen Keller".
>>>> ------
>>>>
>>>>
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>
>
> --
> With Warm Regards,
> Akash Gupta
> Rajasthan
> Skype: akash.gupta2412
>
> ----
> The only thing worse than being blind is having sight but no vision.
> By "Helen Keller".
> ------
>
>
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