dear friend calling to visually impaired is some difficult because of CTS clearing system. I think best option is to use LTI/RTI verified cheques.
On 3/16/17, Leikhu Laishram Leingakpa <laishram...@gmail.com> wrote: > Verification by calling the blind customer from the bank sounds > practical solution. But there must be an established rule for this > which must be applicable to all the banks. May be we need to pursue > this matter with RBI, CCPD, PMO, FM, etc. > > Leikhu Laishram > > > > On 3/16/17, Kanchan Pamnani <kanchanpamn...@gmail.com> wrote: >> Instead of the cancelled cheque try the cover page of pass book. >> >> >> -----Original Message----- >> From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] On >> Behalf >> Of Amiyo Biswas >> Sent: 16 March 2017 08:33 >> To: AccessIndia: a list for discussing accessibility and issues >> concerning >> the disabled. >> Subject: Re: [AI] About Cheque facility to Customers Using LTI. >> >> A young friend has to submit a cancelled cheque for her NPS account in >> the >> office. She has not been provided with cheques as usual. We shall see >> what >> we can do. >> >> With best regards, >> Amiyo Biswas >> Cell: 9433464329 >> >> ----- Original Message ----- >> From: "Vamshi. G" <gvamsh...@gmail.com> >> To: "AccessIndia: a list for discussing accessibility and issues >> concerning >> the disabled." <accessindia@accessindia.org.in> >> Sent: Thursday, March 16, 2017 8:13 AM >> Subject: Re: [AI] About Cheque facility to Customers Using LTI. >> >> >>> Cheque is still compulsory for many activities like availing a bank >>> loan. So it can not be dispensed away that easily. And finger print >>> authentication has to be tested before implementing at a practical >>> level. I think thats the reason RBI is not making it compulsory. >>> One solution is to lodge complaint to the next level or on the on line >>> customer care channel which goes to the centralised team. There is a >>> chance that people at the top are usually aware of the provisions for >>> the disabled. Of course, we can not expect every blind person to know >>> about all these. May be some NGO can write about the ways of >>> complaining to bank officials on their Braille magzines so that the >>> awareness can reach more and more people. >>> >>> >>> On 3/15/17, Mahendra Galani <gal...@chello.at> wrote: >>>> to avoid such insident, one should start useing other means. >>>> and not inseest for cheque book. >>>> we can have ATM, Online transfar. >>>> >>>> At 08:24 PM 3/15/2017 +0530, you wrote: >>>>>Hi, in my case with ICICI bank my cheque book has a print remarking >>>>>cheque of visually impaired person, but its of no use, recently when >>>>>I went to encash during the time of demonetation, and eventhough I >>>>>impressed my thumbprint in front of the bank officials, the manager >>>>>did not allow me to encash my cheque, instead he said me to bring my >>>>>mother who is as joint name and even when I informed that it is not a >>>>>joint account for withdrawal and the mode of ac is either or >>>>>surviver, the manager did not allow me to accept the cheque though I >>>>>was present there with my father... >>>>>What humaliations do we till need to suffer ... >>>>>What is the use of an account held or issue of cheque book issued if >>>>>it is of no use even at times of emergency... >>>>>And all these took place in the same branch where the account was >>>>>opened... >>>>>??? >>>>> >>>>> >>>>>On 3/15/17, George Abraham <geo...@eyeway.org> wrote: >>>>> > I think the only way to resolve this issue is like in the Airlines >>>>> > at the time of ticket booking they mention that the traveller is >>>>> > blind and needs assistance. Likewise at the time of account >>>>> > opening, the bank must note down that the customer is blind. Then >>>>> > if there is a variation in signature, the client can be called up >>>>> > for verification. -----Original >>>>> > Message----- >>>>> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] >>>>> > On Behalf Of Nupur Jain (????? ???) >>>>> > Sent: 15 March 2017 11:05 >>>>> > To: AccessIndia: a list for discussing accessibility and issues >>>>> > concerning the disabled. >>>>> > Subject: Re: [AI] About Cheque facility to Customers Using LTI. >>>>> > >>>>> > I have got my account in Citi bank and they have never rejected my >>>>> > cheques as they have given a remark with my name and account in >>>>> > their data base. >>>>> > Although, the verification happens in the backend, the team >>>>> > working on this task of verification also have the appropriate >>>>> > data about the customer. >>>>> > Yes, they always call me before clearing my cheques. >>>>> > I have tried to use HDFC but failed as they rejected my cheques >>>>> > everytime. >>>>> > Hence, closed my account with them for their bad service. >>>>> > >>>>> > >>>>> > >>>>> > -----Original Message----- >>>>> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] >>>>> > On Behalf Of Kotian, H P >>>>> > Sent: Wednesday, March 15, 2017 10:43 AM >>>>> > To: AccessIndia: a list for discussing accessibility and issues >>>>> > concerning the disabled. >>>>> > Subject: Re: [AI] About Cheque facility to Customers Using LTI. >>>>> > >>>>> > Hi Aruni >>>>> > >>>>> > Yes, RBI has issued this instructions, however, the ground reality >>>>> > is different. In the good old days, it was the branch banking era, >>>>> > signature verification was done in the branches.They were aware of >>>>> > their blind customers and would do the suitable accomodations. >>>>> > However, it is no more branch banking and this process is done at >>>>> > the back end and there is total disconnect with the officials and >>>>> > the customers. As a result there is increased incidents of cheques >>>>> > getting returned because of signature mismatch. >>>>> > >>>>> > Those using thumb impression, the problem gets enhanced because, >>>>> > it is not possible by most to verify it on the computer monitor. >>>>> > The effective solution was to have the computer to do that task. >>>>> > Earlier, >>>>> > TCS had done some significant work on it. I understand, they have >>>>> > shelved the project as the present advances in alternative methods >>>>> > like ePayment is more effective than the paper based instruments. >>>>> > >>>>> > I am aware, many would frown at this, butthis is the stark >>>>> > reality. It is necessary to keep in pace with changing times. >>>>> > Internal processes do differ from one bank to another. In the >>>>> > interim, if you can find such contacts as Sweety has suggested, >>>>> > you can take it up. In the long run of course, you need to take >>>>> > measure to change. >>>>> > >>>>> > >>>>> > Harish Kotian >>>>> > >>>>> > >>>>> > -----Original Message----- >>>>> > From: AccessIndia [mailto:accessindia-boun...@accessindia.org.in] >>>>> > On Behalf Of Aruni Sharma >>>>> > Sent: Wednesday, March 15, 2017 9:47 AM >>>>> > To: AccessIndia: a list for discussing accessibility and issues >>>>> > concerning the disabled. <accessindia@accessindia.org.in> >>>>> > Subject: Re: [AI] About Cheque facility to Customers Using LTI. >>>>> > >>>>> > Hi, Rbi has instructed banks to facilitate the use of all services >>>>> > including cheque facility. But the convenient argument from the >>>>> > bank side is that they do not have any LTI verification method. >>>>> > Though I convinced my bank to issue a cheque book,, they have told >>>>> > me that my cheques will only be entertained if the signatures >>>>> > match exactly, which is not the case 99% of times. This has >>>>> > effectively barred me from using cheques for banking transactions. >>>>> > Thanks and regards, >>>>> > >>>>> > >>>>> > Thanks and regards, >>>>> > Dr. Aruni Sharma. >>>>> > Associate Professor, Dept. of Political Science, JNPG College, >>>>> > Lucknow, India. >>>>> > twitter: www.twitter.com/arunisharma >>>>> > facebook: www.facebook.com/arunisharma >>>>> > Skype: arunisha...@outlook.com >>>>> > >>>>> > >>>>> > >>>>> > On 15 March 2017 at 08:33, Amiyo Biswas <am...@bpa.org.in> wrote: >>>>> > >>>>> >> Hello, >>>>> >> >>>>> >> I was going through the RBI guidelines of 2012. It mentions third >>>>> >> party cheque, not clearly anything about cheque facility for >>>>> >> customers >>>>> > using LTI. >>>>> >> Bearer cheques are also called third party cheques. Would someone >>>>> >> make >>>>> >> it clear how an LTI user will use a cheque facility? I have to >>>>> >> explain >>>>> >> to a bank soon. >>>>> >> >>>>> >> With best regards, >>>>> >> Amiyo Biswas >>>>> >> Cell: 9433464329 >>>>> >> >>>>> >> Register at the dedicated AccessIndia list for discussing >>>>> >> accessibility of mobile phones / Tabs on: >>>>> >> http://mail.accessindia.org.in/mailman/listinfo/mobile. >>>>> >> accessindia_accessindia.org.in >>>>> >> >>>>> >> >>>>> >> Search for old postings at: >>>>> >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>>> >> >>>>> >> To unsubscribe send a message to >>>>> >> accessindia-requ...@accessindia.org.in >>>>> >> with the subject unsubscribe. >>>>> >> >>>>> >> To change your subscription to digest mode or make any other >>>>> >> changes, >>>>> >> please visit the list home page at >>>>> >> >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org >>>>> >> .in >>>>> >> >>>>> >> >>>>> >> Disclaimer: >>>>> >> 1. 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AI cannot be held liable for any commission/omission based on the >>>>> > mails >>>>> > sent through this mailing list.. >>>>> > >>>>> >>>>> >>>>>Register at the dedicated AccessIndia list for discussing >>>>>accessibility of mobile phones / Tabs on: >>>>>http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_access >> india.org.in >>>>> >>>>> >>>>>Search for old postings at: >>>>>http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>>> >>>>>To unsubscribe send a message to >>>>>accessindia-requ...@accessindia.org.in >>>>>with the subject unsubscribe. >>>>> >>>>>To change your subscription to digest mode or make any other >>>>>changes, please visit the list home page at >>>>>http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>>>> >>>>> >>>>>Disclaimer: >>>>>1. Contents of the mails, factual, or otherwise, reflect the >>>>>thinking of the person sending the mail and AI in no way relates >>>>>itself to its veracity; >>>>> >>>>>2. AI cannot be held liable for any commission/omission based on the >>>>>mails sent through this mailing list.. >>>> >>>> >>>> >>>> with warm regards >>>> Mahendra Galani >>>> Whatsapp/Viber/Skype/Imo/Facetime +43 699 174 555 95 >>>> Festnetz +43 1 961 77 47 >>>> Addresse, Arneth gasse 45/2/2 >>>> 1160 Vienna, Austria, Europe >>>> >>>> >>>> >>>> >>>> >>>> Register at the dedicated AccessIndia list for discussing accessibility >>>> of >>>> mobile phones / Tabs on: >>>> >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind >> ia.org.in >>>> >>>> >>>> Search for old postings at: >>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>> >>>> To unsubscribe send a message to >>>> accessindia-requ...@accessindia.org.in >>>> with the subject unsubscribe. >>>> >>>> To change your subscription to digest mode or make any other changes, >>>> please >>>> visit the list home page at >>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>>> >>>> >>>> Disclaimer: >>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>>> of >>>> >>>> the >>>> person sending the mail and AI in no way relates itself to its >>>> veracity; >>>> >>>> 2. AI cannot be held liable for any commission/omission based on the >>>> mails >>>> sent through this mailing list.. >>>> >>> >>> >>> -- >>> G. Vamshi >>> Mobile: +91 9949349497 >>> Skype: gvamshi81 >>> >>> WWW.VIBEWA.ORG >>> EQUALITY AND DIGNITY >>> >>> >>> Register at the dedicated AccessIndia list for discussing accessibility >>> of >> >>> mobile phones / Tabs on: >>> >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind >> ia.org.in >>> >>> >>> Search for old postings at: >>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>> >>> To unsubscribe send a message to >>> accessindia-requ...@accessindia.org.in >>> with the subject unsubscribe. >>> >>> To change your subscription to digest mode or make any other changes, >>> please visit the list home page at >>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>> >>> >>> Disclaimer: >>> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >>> the person sending the mail and AI in no way relates itself to its >>> veracity; >>> >>> 2. AI cannot be held liable for any commission/omission based on the >>> mails >> >>> sent through this mailing list.. >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessind >> ia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility >> of >> mobile phones / Tabs on: >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please >> visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the >> person sending the mail and AI in no way relates itself to its veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the >> mails >> sent through this mailing list.. >> > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > -- Thanks and Regards, Mohit Gupta. Rajasthan. Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
