Only NHFDC can help you in this matter. most of the banks have signed MOU with NHFDC for MSME loans. For retail loans interest subsidy, you should contact NHFDC.

On 12/4/2023 10:44 AM, tech talks tech talks wrote:
Dear access Indians

I hope this email finds you well. My name is Yusuf, and I am reaching out from Mumbai with a query about bank loans, specifically for visually impaired individuals.

I have been exploring various applications and online resources in search of information regarding subsidies or special provisions for visually impaired individuals when it comes to interest rates on bank loans. Despite my efforts, I have only come across interest rates ranging from 10 to 15% on a loan amount of 1 lakh.

I wanted to inquire if there are any banks or government schemes in India that offer a lower interest rate, specifically below 10 to 15%, for visually challenged individuals. Additionally, I am curious to know if any non-governmental organizations (NGOs) are actively assisting in facilitating the loan application process for people with visual impairments.

Your insights or guidance on this matter would be highly appreciated, as I am keen to explore options that may provide more favorable terms for individuals facing visual challenges.

Thank you for your time and consideration. I look forward to any information or assistance you can provide.

Best regards,

Yusuf
Mumbai
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