‘While India has made some progress in computer literacy, the outreach and
outcomes of this mission remain limited’ | Photo Credit: Getty Images

Computer literacy is essential in today’s world as critical services such
as banking, health care and various government services have become
digital. Computer literacy implies the knowledge and the ability to use
computers and technology efficiently. It ensures that individuals can
access and use these services effectively, enhancing their quality of life.
The COVID-19 pandemic highlighted the importance of computer and Internet
access, from ordering groceries and online education to managing banking
and health-care services. Recognising this, the Indian government launched
the Digital India campaign in 2015 to transform the country into a
digitally empowered society. Moreover, computer education is increasingly
being integrated into the formal education system — in schools from an
early age. Additionally, numerous skill development and vocational training
programmes are focusing on enhancing computer literacy among youth and
adults, mainly targeting underprivileged and marginalised communities to
bridge the digital divide.

The recently released NSS 78th round of the Multiple Indicator Survey
(conducted in 2020-21) is a household survey that provides individual-level
information on computer literacy. Computer literacy, defined as the ability
to use a computer, stands at 24.7% among individuals aged 15 years and
above.
 Why students need to know about digital literacy
<https://www.thehindu.com/education/why-students-need-to-know-about-digital-literacy/article65913126.ece>

This marks an increase from 18.4% in 2017-18 to 24.7% in 2020-21 overall.
In rural areas, it is an increase from 11.1% to 18.1%, while in urban
areas, it was from 34.7% to 39.6%. These figures are cause for concern and
cast a shadow over the nation’s digital aspirations. Unless there are
serious measures to universalise digital literacy, rural India’s
population, which is nearly 70%, will face significant disadvantages. More
importantly, given the government’s aim to provide various public services
through digital technology, a significant portion of the population will
remain excluded.
Unequal literacy across age groups

Expectedly, the proportion of computer-literate individuals varies across
various age groups in India. The survey reveals that computer literacy
diminishes with age, with higher rates observed among younger demographics.
This trend, common in societal contexts, reflects the disparity in computer
education accessibility between recent and older age cohorts, often
referred to as a “cohort effect” or “generation effect” in social sciences.
Hence, the overall computer literacy rate of 24.7% exhibits significant
inequality across age cohorts. It peaks among individuals aged 20-24 years,
reaching 45.9%, and declines to its lowest point among the oldest age group
of 65-69 years, at 4.4%. Even among the youngest age cohorts, computer
literacy has not reached 50%. Looking at the increasing spread of computer
technology in every aspect of life, a larger chunk of the population will
be excluded in the modern development journey.
 Avoid an infodemic
<https://www.thehindu.com/education/why-awareness-of-digital-literacy-is-becoming-increasingly-important/article35599195.ece>

Given that individuals aged 20-39 years are typically in the midst of their
careers or job searching, representing a middle-aged population, it is
noteworthy that their computer literacy rate stands at just 34.8%. Further,
there is significant variation in computer literacy for this particular age
group across the various States of India. Our analysis of computer literacy
rates among individuals aged 20-39 years across States shows a striking
55.1 percentage point gap between Kerala (72.7%), and Assam, where only
17.6% possess computer skills in this age group. Economically disadvantaged
States such as Assam (17.6%), Bihar (20.4%), Madhya Pradesh (21%),
Jharkhand (21.2%), Uttar Pradesh (22.9%), Odisha (25.1%), Chhattisgarh
(26%), and Rajasthan (27.6%) lag behind, with less than 30% proficiency in
computer operation. Given that computer literacy is pivotal to the social
and economic development of States, the lower rates in economically
backward States exacerbate their disadvantage in benefiting from modern
development. A failure to address this divide will widen the development
gap across Indian States. Bridging the digital divide and fostering
inclusive growth necessitates sustained efforts by government, private
sector, and civil society stakeholders.
Understanding India’s modest progress

One reason could be that many schools and colleges across India lack the
necessary infrastructure and qualified teachers to impart adequate computer
training. This shortfall contributes to significant deficiencies in
computer literacy among young students and new graduates, which could
constrain their employment opportunities. Although computer education is a
part of the school curriculum, there are significant gaps in access and
instructional standards, highlighting the need to prioritise computer
literacy within the education system. Among older age groups, computer
illiteracy could be attributed to a lack of motivation to learn or due to
limited access to learning resources. It is a common observation that older
demographics tend to exhibit less enthusiasm in embracing new technologies.

Computer illiteracy in today’s digital society can severely restrict an
individual’s opportunities and experiences. It leads to limited job
prospects, social isolation, financial exclusion from online transactions
and services, and restricted access to vast information resources. As
Artificial Intelligence advances, employers seek individuals not only
familiar with computers but also equipped with the capability to execute
complex tasks. Thus, learning how to use a computer and the Internet can
help employees develop skills that employers are looking for. The
Organisation for Economic Co-operation and Development (OECD)’s The
Programme for the International Assessment of Adult Competencies (PIAAC)
survey (2014-15) found that adults without computer experience are more
often unemployed, with a 52.5% employment rate, compared to 72.7% for those
with basic computer skills. In a 2017 study, “Do Computer Skills Affect
Worker Employment? An Empirical Study from CPS Surveys”, economist Gang
Peng finds that computer skills enhance employability and worker
productivity. In a separate investigation, Preston-Lee Govindasamy in South
Africa validated a positive correlation between computer literacy,
employment probability, and earnings.

Further, computer literacy exacerbates socio-economic inequalities by
creating a digital divide and a skill gap, leading to unequal job market
opportunities. Those with better computer skills can leverage technology
for personal and professional development, while those lacking these skills
face barriers in accessing essential services, participating in the digital
economy, and advancing their careers, thus perpetuating economic
disparities.
Schools, older population as focus areas

While India has made some progress in computer literacy, the outreach and
outcomes of this mission remain limited. Further, the data show that there
is significant disparity in both the level and distribution of computer
literacy across States. The existence of a wide digital divide between
economically prosperous and disadvantaged States will hinder inclusive
growth and development opportunities for large segments of the population.

Thus, schools should equip students with computer skills that will allow
them to fully participate in our rapidly changing economies. School
education should ensure that all graduating students possess computer
literacy skills, as this is crucial to bridge the digital divide. The
government should allocate resources towards the training of computer
personnel and ensure sufficient staffing levels. Additionally, for the
older population outside the formal education system, targeted programmes
are essential. These should involve various institutions, including local
governing bodies such as panchayats and non-governmental organisations, to
effectively reach and empower older individuals with computer literacy
skills. Finally, the government should also conduct a thorough review of
such computer literacy and develop strategies to achieve higher literacy
and reduce disparities in the coming years.

*Vachaspati Shukla is Assistant Professor at the Sardar Patel Institute of
Economic and Social Research (SPEISR). Santosh Kumar Dash is Assistant
Professor at the Institute of Rural Management Anand (IRMA)*


-- 
सादर/ Regards
Avinash Shahi
Assistant Manager (Grade A)
Office of Banking Ombudsman-I
Reserve Bank of India

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