Dear Friends,
I hope you are all doing well.  I am reaching out to you today because I
need your help and advice on an issue I have encountered with my Life
Insurance Policies from LIC of India, and I would really appreciate your
thoughts on this.

I have three LIC policies with LIC, all of which initially included
accidental coverage.  When purchasing these policies, I fully disclosed my
visual impairment (total blindness) and submitted all the necessary medical
documentation, which was reviewed by a doctor appointed by LIC.

Recently, due to a delayed premium payment on one of my policy which as
revived afterward, I was informed that the accidental coverage has been
withdrawn from all three of my policies. This has left me concerned, as I
was relying on this coverage for protection.  I wanted to reach out to you,
as many of you may have faced similar challenges or might have insights on
dealing with insurance companies.  Has anyone had a similar issue with
their policies or insurers?  If so, how did you handle it? Do you have any
advice on how to approach LIC regarding reinstating this coverage?
I would be grateful for any suggestions or experiences you can share that
might help me resolve this situation.
Thank you all for your time and I look forward to hearing from you.

Shubham Arya
[email protected]

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