That's true. But having been given accidental cover despite upfront disability disclosure, and later denying the same, is not this very appropriate on LIC's part? Can I pursue them for restoration of accidental cover against my policies.? Thanks
On Thu, 6 Feb, 2025, 1:08 pm Shubham Arya, <[email protected]> wrote: > Dear Friends, > I hope you are all doing well. I am reaching out to you today because I > need your help and advice on an issue I have > encountered with my Life Insurance Policies from LIC of India and I would > really appreciate our thoughts on this. > > I have three LIC policies with LIC all of which initially included > accidental coverage. When purchasing these policies, I fully disclosed my > visual impairment (total blindness) and submitted all the necessary medical > documentation, which was reviewed by a doctor appointed by LIC. > > > Recently, due to a delayed premium payment on one of the policy which was > revived afterward after various formalities, I was informed that the > accidental coverage has been withdrawn from all three of my policies. This > has left me concerned , as I was relying on this coverage for protection. > I wanted to reach out to you, as many of you may have faced similar > challenges or insights on dealing with insurance companies. Has anyone > had a similar issue with their policies or insurers? If so, how did > you handle it? Do you have any advice on how to approach LIC regarding > reinstating this coverage? I would be grateful for any suggestions or > experiences you can share that might help me resolve this situation. > Thank you all for yhour time and I look forward to hearing from you. > > Shubham Arya > [email protected] > -- Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list.. Search for old postings at: http://www.mail-archive.com/[email protected]/ --- You received this message because you are subscribed to the Google Groups "AccessIndia" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion visit https://groups.google.com/a/accessindia.org.in/d/msgid/accessindia/CAG%3D3axv-iEOMFn4ke6kEde2jFTfM7h6xECK99T8QEV%3Djv9X9pA%40mail.gmail.com.
