halo all,
thanks a lot for helping me. I have contact the customer cares of icici and 
access banks through email and asked for their agents. both the bank replied 
through email and phone and denied the same.
however, if I get the relevant circulars and guidelines of reserve bank from 
you, I will go to their branches and take further stapes. you may send me the 
documents in my email address amarnath....@gmail.com

with regards.

amarnath de.


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