although Punjab National Bank for ones has decided to come out of the rudd of discrimination against the disabled by formulating a policy to issue credit cards, that doesn't mean they are doing an act of charity to the visually challenged. it is a responsibility and a legal and constitutional stipulation that they are meetting. however as any such policy is open to public scrutiny, particularly on the part of the stake holders, there will be questions asked, clarifications sorted, and criticisms leveled against. that is how a democracy work, and one has to learn to be tolerant to this democratic right. although PNB's efforts at bringing a sense of clarity to the issue of credit card to the visually challenged is a welcomed step, many of us feel that some of the stipulations included in the proposed policy are unfair and even illogical. AI members working with PNB would do well to engage with these criticisms, and since they are better placed in the organization, they can take it up at the appropriate levels. that is entirely up to them, but at least crude remarks and assertions regarding the visually challenged who are struggling for their rights can be avoided.
On 6/4/10, Asudani, Rajesh <rajeshasud...@rbi.org.in> wrote: > Dear Kamal > I am not concerned with the moral of the story, but with story itself. > You say: People cannot afford technology, but they still want facilities." > What do you mean? > Everybody wanting a credit card should be able to afford technology? > Ridiculous! > You also say: > People want facilities at their convenience. > Yes, of course, facilities are for convenience.... > Do you require sighted credit card holders to have all technical gadgets > before giving them one? > Do you take an undertaking from them that their mobile SMS would not be read > by anybody in any circumstances? > > We take a general undertaking that the details of the card would not be > shared, and it is their own responsibility if they are so shared. > The same undertaking would suffice for the blind as well, without any > stipulation about possession of any gadgets. > > You also say: > "BLIND is mahatma in society and now he is supposed to be above god, etc... > > I do not wish to reply to assertions like these. > Don't be a stereotypical banker..... > > > Regards > > "Perhaps our role on this planet is not to worship God-- but to create Him." > > --Arthur C. Clarke > > (Rajesh Asudani) > > Assistant General Manager, > Reserve Bank of India > Nagpur > 09420397185 > O: 0712 2806676 > Res: 0712 2591349 > > > > > -----Original Message----- > From: accessindia-boun...@accessindia.org.in > [mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > Sent: Thursday, June 03, 2010 4:47 PM > To: accessindia@accessindia.org.in > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > Dear Amiyo, > > People want facilities at their convinience and conditions. They cannot > afford the technology, but they still need facilities. A blind is supposed > to be a Mahatma in the society. But, now, a blind is greater than god. We > have to fulfil their needs and conditions at any cost at their convenience > only. This is the moral of this story. > > Regards. > Kamal Verma. > ----- Original Message ----- > From: "Amiyo Biswas" <amiyo.bis...@gmail.com> > To: <accessindia@accessindia.org.in> > Sent: Thursday, June 03, 2010 4:03 PM > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > So, what is the moral of the story? Which banks allowcredit cards and > > which banks ATM? I am really frustrated with banks. In fact, I am a bit > > nervous. They always barrage me with questions. > > > > With Best regards, > > Amiyo Biswas. > > Cell: 91-9433464329 > > > > ----- Original Message ----- > > From: "mahendra" <gal...@chello.at> > > To: <accessindia@accessindia.org.in> > > Sent: Thursday, June 03, 2010 4:45 PM > > Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > > > > > >>i don't understand, it is okay to give credit card but not ATM? > >> wiche is more risky? > >> i suppose, more misuse is possible while paying the bills, in the stors > >> and restorences then with ATM. > >> one has to give your credit card to the staf for othentication, > >> no such need with ATM!!. > >> > >> > >> > >> At 02:22 PM 6/2/2010, you wrote: > >>>there are 100s of rules and laws lying in india, either unused, misused > >>>or wrongly interpreted. even indian evidence act is quite old. better > >>>option is apply credit card facility if you want with PNB. you can quote > >>>the circular if they deny such facility. no one can defame the entire > >>>organisation, if one particular case is wrongly treated. thousands of > >>>rape committed daily, should we blame the entire male population of our > >>>country? numbers of false cases registered under IPC498A, should we blame > >>>the entire female society? > >>> > >>>----- Original Message ----- From: "Vamshi G" <gvamsh...@gmail.com> > >>>To: <accessindia@accessindia.org.in> > >>>Sent: Wednesday, June 02, 2010 5:24 PM > >>>Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > >>> > >>> > >>>>Hi Mr. Kamal Varma, > >>>> > >>>>Other allegations made by some of our members on PNB are all truths. > >>>>Hence > >>>>we can't deny all of them and say that PNB is free from any > >>>>irregularity. > >>>>And it's quite natural to blame the entire organization when a > >>>>particular > >>>>employee denies someone their entitlements. > >>>> > >>>>And yes, we all appreciate PNB for taking a positive attitude towards > >>>>issuance of credit cards to visually challenged persons. But more often > >>>>than not, it's the implementation that has bogged us down rather than > >>>>the > >>>>rules on paper. > >>>> > >>>>And coming to the eligibility criteria, > >>>> A Credit Card applicant who is visually impaired person must > >>>> possess a > >>>>voice enabled mobile phone for the purpose of communication of > >>>>transaction > >>>>happening on the credit card. > >>>> > >>>>Please clarify whether a voice enabled phone is a prerequisite for > >>>>ccommunicating the transaction details, or is it a prerequisite for > >>>>applying > >>>>for a credit card. I didn't get the exact meaning. > >>>> > >>>>Regards, > >>>>Vamshi G > >>>>M: +91 9949349497 > >>>>R: +91 877 2243861 > >>>>Skype: gvamshi81 > >>>> > >>>>www.retinaindia.org > >>>> From darkness unto light > >>>> > >>>> > >>>>-----Original Message----- > >>>>From: accessindia-boun...@accessindia.org.in > >>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Asudani, > >>>>Rajesh > >>>>Sent: Wednesday, June 02, 2010 4:28 PM > >>>>To: accessindia@accessindia.org.in > >>>>Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > >>>> > >>>>Well, I will apply for credit card with PNB!!!!!! > >>>>(Smile) > >>>>No, will make another earning blind to do so, instead, who is not a > >>>>central > >>>>banker!!! > >>>> > >>>> > >>>>Regards > >>>> > >>>>"Perhaps our role on this planet is not to worship God-- but to create > >>>>Him." > >>>> > >>>> --Arthur C. Clarke > >>>> > >>>>(Rajesh Asudani) > >>>> > >>>>Assistant General Manager, > >>>>Reserve Bank of India > >>>>Nagpur > >>>>09420397185 > >>>>O: 0712 2806676 > >>>>Res: 0712 2591349 > >>>> > >>>> > >>>> > >>>>-----Original Message----- > >>>>From: accessindia-boun...@accessindia.org.in > >>>>[mailto:accessindia-boun...@accessindia.org.in] On Behalf Of Kamal Verma > >>>>Sent: Wednesday, June 02, 2010 12:26 PM > >>>>To: accessindia@accessindia.org.in > >>>>Subject: Re: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > >>>> > >>>>How the people blame that PNB ignores the blind community. > >>>> > >>>>Kamal Verma > >>>>----- Original Message ----- > >>>>From: "BHAWANI SHANKAR VERMA" <bsvermad...@gmail.com> > >>>>To: "access india" <accessindia@accessindia.org.in> > >>>>Sent: Wednesday, June 02, 2010 8:41 AM > >>>>Subject: [AI] PNB CREDIT CARD FACILITY TO BLIND CUSTOMERS > >>>> > >>>> > >>>>hello accessindia! > >>>> > >>>>i am pasting the circular for pnb credit card for blind customers, in > >>>>the > >>>>interest of all blind customers. hence, this circular contains tables, > >>>>please check the correct formatting before taking printout of the > >>>>circular. > >>>> > >>>>thanks, > >>>> > >>>>bhawani > >>>> > >>>> > >>>> > >>>>DISCLAIMER: > >>>> > >>>> > >>>>The Information transmitted in this email is solely for the addressee. > >>>>It is > >>>>confidential and may be legally privileged. Access to this email by > >>>>anyone > >>>>else is unauthorized. Any disclosure, copying, distribution or any > >>>>action > >>>>taken by anyone other than by the intended recipient is prohibited and > >>>>may > >>>>be unlawful. If you are not the intended recipient then kindly delete > >>>>the > >>>>mail from your system. Any opinion or views expressed in this mail may > >>>>not > >>>>necessarily reflect that of Punjab National Bank. 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If you are not the intended recipient, any dissemination, > >>>>use, > >>>>review, distribution, printing or copying of the information contained > >>>>in > >>>>this e-mail message and/or attachments to it are strictly prohibited. If > >>>>you > >>>>have received this email by error, please notify us by return e-mail or > >>>>telephone and immediately and permanently delete the message and any > >>>>attachments. The recipient should check this email and any attachments > >>>>for > >>>>the presence of viruses. The Bank accepts no liability for any damage > >>>>caused > >>>>by any virus transmitted by this email. > >>>> > >>>>Voice your thoughts in the blog to discuss the Rights of persons with > >>>>disability bill at: > >>>>http://www.accessindia.org.in/harish/blog.htm > >>>> > >>>>To unsubscribe send a message to accessindia-requ...@accessindia.org.in > >>>>with > >>>>the subject unsubscribe. > >>>> > >>>>To change your subscription to digest mode or make any other changes, > >>>>please > >>>>visit the list home page at > >>>> > >>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > >>>> > >>>> > >>>>Voice your thoughts in the blog to discuss the Rights of persons with > >>>>disability bill at: > >>>>http://www.accessindia.org.in/harish/blog.htm > >>>> > >>>>To unsubscribe send a message to accessindia-requ...@accessindia.org.in > >>>>with the subject unsubscribe. > >>>> > >>>>To change your subscription to digest mode or make any other changes, > >>>>please visit the list home page at > >>>> > >>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > >>> > >>> > >>>Voice your thoughts in the blog to discuss the Rights of persons with > >>>disability bill at: > >>>http://www.accessindia.org.in/harish/blog.htm > >>> > >>>To unsubscribe send a message to accessindia-requ...@accessindia.org.in > >>>with the subject unsubscribe. > >>> > >>>To change your subscription to digest mode or make any other changes, > >>>please visit the list home page at > >>> > >>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > >> > >> with warm regards > >> Mahendra Galani > >> window's live ID mahendragal...@hotmail.com skype ID chintu3886 > >> phone +4314943149 mobile +4369910366055, > >> address Herbst strasse 101.16.1 Vienna Austria Europe > >> > >> --------------------------------------------------------------------- > >> > >> > >> Voice your thoughts in the blog to discuss the Rights of persons with > >> disability bill at: > >> http://www.accessindia.org.in/harish/blog.htm > >> > >> To unsubscribe send a message to accessindia-requ...@accessindia.org.in > >> with the subject unsubscribe. > >> > >> To change your subscription to digest mode or make any other changes, > >> please visit the list home page at > >> > >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > > Voice your thoughts in the blog to discuss the Rights of persons with > > disability bill at: > > http://www.accessindia.org.in/harish/blog.htm > > > > To unsubscribe send a message to accessindia-requ...@accessindia.org.in > > with the subject unsubscribe. > > > > To change your subscription to digest mode or make any other changes, > > please visit the list home page at > > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > > > > DISCLAIMER: > > > The Information transmitted in this email is solely for the addressee. It is > confidential and may be legally privileged. Access to this email by anyone > else is unauthorized. Any disclosure, copying, distribution or any action > taken by anyone other than by the intended recipient is prohibited and may be > unlawful. If you are not the intended recipient then kindly delete the mail > from your system. Any opinion or views expressed in this mail may not > necessarily reflect that of Punjab National Bank. The bank considers > unencrypted email as an insecure mode of communication. > > Voice your thoughts in the blog to discuss the Rights of persons with > disability bill at: > http://www.accessindia.org.in/harish/blog.htm > > To unsubscribe send a message to accessindia-requ...@accessindia.org.in with > the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > Notice: This email and any files transmitted with it are confidential and > intended solely for the use of the individual or entity to whom they are > addressed. If you are not the intended recipient, any dissemination, use, > review, distribution, printing or copying of the information contained in > this e-mail message and/or attachments to it are strictly prohibited. If you > have received this email by error, please notify us by return e-mail or > telephone and immediately and permanently delete the message and any > attachments. The recipient should check this email and any attachments for > the presence of viruses. The Bank accepts no liability for any damage caused > by any virus transmitted by this email. > > Voice your thoughts in the blog to discuss the Rights of persons with > disability bill at: > http://www.accessindia.org.in/harish/blog.htm > > To unsubscribe send a message to accessindia-requ...@accessindia.org.in with > the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > -- Mahesh S. Panicker C123; Dayanand Colony; Lajpat Nagar4; New delhi india. Voice your thoughts in the blog to discuss the Rights of persons with disability bill at: http://www.accessindia.org.in/harish/blog.htm To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in
