Dear Gufran,
Mutual funds do offer the flexibility to invest at different fixed time
interval periods.The same will depend on the investor’s current liquidity
position and future cash flows expectation.
What we actually pay to the fund house is not premium like that incase of
insurance companies.
Sip stands for Systematic Investment Plan and the whole objective of
investing through this channel is to mimimize risk by investing regularly at
fixed intervals.To get the most of sip experts always advise to invest
either monthly or quarterly over a long period of time in good diversified
equity scheme of reputed fund house.
Thanks & Regards,
Aditya
----- Original Message -----
From: "gufran" <gufran.ahmed1...@gmail.com>
To: <accessindia@accessindia.org.in>
Sent: Thursday, March 29, 2012 8:20 PM
Subject: Re: [AI] Savings
can i pay anual payment in sip. just like LIC anual premium?
On 3/29/2012 7:03 AM, Umesha Economics wrote:
can you give more details about risky high return plans like mutual
funds, monthly investment plans etc.?
Umesha
----- Original Message ----- From: "Kapil" <kapil0...@gmail.com>
To: <accessindia@accessindia.org.in>
Cc: <accesin...@accesindia.org>; <keyboardus...@googlegroups.com>
Sent: Thursday, 29 March, 2012 3:26 AM
Subject: Re: [AI] Savings
Hi anil, insurence and investment are different. Be clear about your
objective. Insurence is for yr dependents in case of untimely death. If
u want this, go for term plan. Investment is for yr goals child
education, child maridge, returement etc'. For this, u have to decide
whether u want low but safe returns, go for PPF, or bit risk but high
returns, go for large cap diversify mutual fund via monthly investment
plan. Whith best regard kapil email kapil0...@gmail.com facebook
i.d kapil.mitt...@facebook.com mobile 09013386781
-original message-
Subject: Re: [AI] Savings
From: Ekinath Khedekar <ekin...@gmail.com>
Date: 28/03/2012 10:34 am
Anilji,
One’s risk taking appetite determines which avenues are good for
saving or investing.
For example, I think for me, property investment is the best option
with very high returns and safety but lot of hard work and stress.
However, for smaller amounts, you can go for Systematic Investment
Plans by top equity funds. It averages your risks and returns in the
medium and long term you will never be a loser given you take a right
redemption decision.
Well, in terms of debt instruments, I don’t favor them at all as even
the highest rate of interest on FDs or bonds are always lesser than
your inflation rate so actually value of your money goes on
deteriorating.
One very important tip which Sameer shared with me,
Please don’t keep any money more than say 10,000 in your savings
account lying just like that. It depreciates the value of your money.
Instruct your bank to keep all the cash in sweep in-sweep out or link
fixed deposit as ICICI calls it.
In case of ICICI,
All you’re your cash in savings account other than your designated
amount is converted in to link fixed deposits in the multiples of 5000
and your can earn almost double the return than your savings account
or equivalent to fixed deposit while it remains flexible for you to
remove them any time or issue check without any penalty.
Ideal tenure for this is the highest tenure.
Good luck and all your returns & losses are yours and not mine...
On 3/27/12, anil joshi <artprat...@gmail.com> wrote:
hi!
thanks to all members to give their valuable views and i thanks to
them who are the parts of designer team of this web site.
Because of them we are able to interact and to know about different
aspects.
friends!, please suggest any policy to invest money.
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