Hi there, I shall raise a question? In a scenario, where an existing insurance(life / accidental) holder takes these policies, will the sum assured said in these policies will fetch him the amount? Since insurance is risk sharer rather than investment instrument. Moreover, as far as insurance is concerned, only one policy will be entertained, during claim, so people will opt for sum assured higher than 2 lakhs, isn't it? These days, most people for tax deduction will have insurance taken with higher amount of sum assured. How can it benefit except for poor or down trodden people ? It's likely to be of no use to people who are having life insurance policy/ opting for higher sum assured returns during their old age. Please bare in mind it is not investment vehicle, but mutual sharing of your risk. I request you to open a bank account for them and bare Rs. 12 per annum for any orphan or for multiple disable who can't afford to pay.
Thank you, On 5/12/15, Sumathi <sumathiranji...@gmail.com> wrote: > I want explanation please. Do you say we should not be having any other life > > insurance policies? > ----- Original Message ----- > From: "Radha" <r.radh...@gmail.com> > To: "AccessIndia: a list for discussing accessibility and issues > concerningthe disabled." <accessindia@accessindia.org.in> > Sent: Tuesday, May 12, 2015 11:14 PM > Subject: Re: [AI] Regarding PMSBY and PMJJBY. > > >> Hey there, one more to include, >> It is applicable only for persons who are not covered under any other >> social security scheme. >> >> On 5/12/15, Radha <r.radh...@gmail.com> wrote: >>> Some more to add.... >>> PMSBY : Prime Minister Surakhsha Bima Yojana- All savings bank account >>> holders having 18 -70 years of age is eligible- insurance premium Rs >>> 12/- per year payable yearly-: claim on accidental death Rs 2 lac and >>> Rs 1/- lac on permanently disability. >>> >>> PMJJBY:, Prime Minister Jeevan Jyoti Bima Yojan - All savings bank >>> account holders between age group of 18-50 years age are >>> eligible-Premium yearly Rs. 330/-- amount of claim is Rs 2 lac on >>> death. >>> >>> Both the policies can be taken. It is booked with bank branch or Bank >>> Mitras. Service tax is exempted. Life insurance cover is less than 1/- >>> per day and accidental cover is on 1/- per month. Both policy premium >>> is around 94 paise daily. >>> It is social driven scheme for all citizens. >>> It is most suited to drivers, home servants even to beggers and down >>> trodden people of aiciery as the amount of premium is very less >>> One can donate the amount by giving this policy which will be great >>> gesture towards poor person. Just donate as derive immense pleasure in >>> life, provided they have SB a/c or you shall instigate to open one >>> for them. >>> >>> >>> On 5/12/15, Pinkesh Tailor <pinkesh.tai...@gmail.com> wrote: >>>> Hi, all the banks are offering this project, as this is under Prime >>>> Minister and not of any individual bank. Even the co-operative banks >>>> have to promote these scheme. Both of the schemes offer insurance. One >>>> is a life insurance which also covers natural death and the other is >>>> an accidental insurance which covers any kind of accidental death. The >>>> sum insured in both the plans is for 2 lakhs. If you have a joint >>>> account, the second account holder can be the nominy, but it cannot be >>>> towards eachother for the same account. >>>> >>>> Regards >>>> >>>> On 5/12/15, Saravanan.K <sarva...@greytip.com> wrote: >>>>> Dear friends, >>>>> Please provide the rules and regulation for enroling these scheme. >>>>> Is there any special rules for disabled persons. >>>>> And I also request you to inform the benefits of these scheme. >>>>> >>>>> Thanks >>>>> Saravanan.K >>>>> +91 9916512402 >>>>> >>>>> >>>>> Register at the dedicated AccessIndia list for discussing >>>>> accessibility >>>>> of >>>>> mobile phones / Tabs on: >>>>> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >>>>> >>>>> >>>>> Search for old postings at: >>>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>>> >>>>> To unsubscribe send a message to >>>>> accessindia-requ...@accessindia.org.in >>>>> with the subject unsubscribe. >>>>> >>>>> To change your subscription to digest mode or make any other changes, >>>>> please >>>>> visit the list home page at >>>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>>>> >>>>> >>>>> Disclaimer: >>>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>>>> of >>>>> the >>>>> person sending the mail and AI in no way relates itself to its >>>>> veracity; >>>>> >>>>> 2. AI cannot be held liable for any commission/omission based on the >>>>> mails >>>>> sent through this mailing list.. >>>>> >>>> >>>> >>>> >>>> Register at the dedicated AccessIndia list for discussing accessibility >>>> of >>>> mobile phones / Tabs on: >>>> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >>>> >>>> >>>> Search for old postings at: >>>> http://www.mail-archive.com/accessindia@accessindia.org.in/ >>>> >>>> To unsubscribe send a message to >>>> accessindia-requ...@accessindia.org.in >>>> with the subject unsubscribe. >>>> >>>> To change your subscription to digest mode or make any other changes, >>>> please >>>> visit the list home page at >>>> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >>>> >>>> >>>> Disclaimer: >>>> 1. Contents of the mails, factual, or otherwise, reflect the thinking >>>> of >>>> the >>>> person sending the mail and AI in no way relates itself to its >>>> veracity; >>>> >>>> 2. AI cannot be held liable for any commission/omission based on the >>>> mails >>>> sent through this mailing list.. >>>> >>> >>> >>> -- >>> Cheers, >>> Radha >>> "Everything you want in your life is waiting for you an inch outside >>> your comfort zone, and an inch inside your effort." >>> >> >> >> -- >> Cheers, >> Radha >> "Everything you want in your life is waiting for you an inch outside >> your comfort zone, and an inch inside your effort." >> >> >> >> Register at the dedicated AccessIndia list for discussing accessibility of >> >> mobile phones / Tabs on: >> http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in >> >> >> Search for old postings at: >> http://www.mail-archive.com/accessindia@accessindia.org.in/ >> >> To unsubscribe send a message to >> accessindia-requ...@accessindia.org.in >> with the subject unsubscribe. >> >> To change your subscription to digest mode or make any other changes, >> please visit the list home page at >> http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in >> >> >> Disclaimer: >> 1. Contents of the mails, factual, or otherwise, reflect the thinking of >> the person sending the mail and AI in no way relates itself to its >> veracity; >> >> 2. AI cannot be held liable for any commission/omission based on the mails >> >> sent through this mailing list.. > > > > > Register at the dedicated AccessIndia list for discussing accessibility of > mobile phones / Tabs on: > http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in > > > Search for old postings at: > http://www.mail-archive.com/accessindia@accessindia.org.in/ > > To unsubscribe send a message to > accessindia-requ...@accessindia.org.in > with the subject unsubscribe. > > To change your subscription to digest mode or make any other changes, please > visit the list home page at > http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in > > > Disclaimer: > 1. Contents of the mails, factual, or otherwise, reflect the thinking of the > person sending the mail and AI in no way relates itself to its veracity; > > 2. AI cannot be held liable for any commission/omission based on the mails > sent through this mailing list.. > -- Cheers, Radha "Everything you want in your life is waiting for you an inch outside your comfort zone, and an inch inside your effort." Register at the dedicated AccessIndia list for discussing accessibility of mobile phones / Tabs on: http://mail.accessindia.org.in/mailman/listinfo/mobile.accessindia_accessindia.org.in Search for old postings at: http://www.mail-archive.com/accessindia@accessindia.org.in/ To unsubscribe send a message to accessindia-requ...@accessindia.org.in with the subject unsubscribe. To change your subscription to digest mode or make any other changes, please visit the list home page at http://accessindia.org.in/mailman/listinfo/accessindia_accessindia.org.in Disclaimer: 1. Contents of the mails, factual, or otherwise, reflect the thinking of the person sending the mail and AI in no way relates itself to its veracity; 2. AI cannot be held liable for any commission/omission based on the mails sent through this mailing list..
