that should be an automated process, storm predicted, freeze in effect

On Fri, Sep 8, 2017 at 10:24 AM, Faisal Imtiaz <fai...@snappytelecom.net>
wrote:

> Affirmative... all Insurance Co. went on a 'policy coverage / change
> freeze' a few days back ..
>
> They are not dummies any more  :)
>
> Faisal Imtiaz
> Snappy Internet & Telecom
> 7266 SW 48 Street
> <https://maps.google.com/?q=7266+SW+48+Street+Miami,+FL+33155&entry=gmail&source=g>
> Miami, FL 33155
> <https://maps.google.com/?q=7266+SW+48+Street+Miami,+FL+33155&entry=gmail&source=g>
> Tel: 305 663 5518 x 232 <(305)%20663-5518>
>
> Help-desk: (305)663-5518 <(305)%20663-5518> Option 2 or Email:
> supp...@snappytelecom.net
>
> ------------------------------
>
> *From: *"Cameron Crum" <cc...@wispmon.com>
> *To: *af@afmug.com
> *Sent: *Friday, September 8, 2017 9:10:46 AM
> *Subject: *Re: [AFMUG] irma
>
> Is it too late to change your policy now? It's not like healthcare where
> you can only get it at certain times, right?
>
> On Fri, Sep 8, 2017 at 7:00 AM, Faisal Imtiaz <fai...@snappytelecom.net>
> wrote:
>
>> South Florida, after Hurricane Andrew, has been one of the worst places
>> to buy Homeowners Insurance.
>>
>> 1) No company offers Replacement insurance for Content
>> 2) Insurance companies have separated water damage out from their
>> coverage... (Flood Insurance from Gov).
>> 3) Lot of the items are not 'excluded' or carry a premium charge.. e.g
>> anything externally attached to the house..
>>  shed, fence, pool, awning etc etc.
>> 4)  Many of us are not able to afford the Windstorm coverage.. (high
>> property values and higher premiums)... Just to give you an ideal,
>>  Homeowners policy without Wind Storm Coverage is $4200/year... adding
>> WindStorm would be an additional $10-$12K / year i.e. $15-18K / year...
>> (the home value is also high 6 figures).
>> 5) The insurance companies have been getting very picky about
>> everything...
>>
>> So, putting all that aside, yes there is a portion in the Homeowners
>> Insurance which pays up to a certain limit for "Loss of Use"...
>>
>> Regards.
>>
>> Faisal Imtiaz
>> Snappy Internet & Telecom
>> 7266 SW 48 Street
>> <https://maps.google.com/?q=7266+SW+48+Street+Miami,+FL+33155&entry=gmail&source=g>
>> Miami, FL 33155
>> <https://maps.google.com/?q=7266+SW+48+Street+Miami,+FL+33155&entry=gmail&source=g>
>> Tel: 305 663 5518 x 232 <(305)%20663-5518>
>>
>> Help-desk: (305)663-5518 <(305)%20663-5518> Option 2 or Email:
>> supp...@snappytelecom.net
>>
>> ------------------------------
>>
>> *From: *"CBB - Jay Fuller" <par...@cyberbroadband.net>
>> *To: *af@afmug.com
>> *Sent: *Thursday, September 7, 2017 11:30:54 PM
>> *Subject: *[AFMUG] irma
>>
>>
>> curious - if you live in a hurricane mandatory evac zone - does your
>> insurance company reimburse you travel expenses?
>> assuming they don't - but i also believe if you have damage they do
>> reimburse travel?
>>
>>
>>
>>
>

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