I agree to the following:
{This is a public contract and a pledge. The name of this contract is
the Agoran Loan Service. The Lender is Warrigal. Any person can join
this contract by announcement. Any person who is not the Lender and
whose Debt is 0 can leave this contract by announcement. The Lender
can terminate this contract by announcement.
Every person has a Debt, initially 0, and a Credit, initially 0, both
non-negative amounts of Money. The Lender can lower a person's Debt by
announcement, and can set eir Credit to a value at least as high as
eir Debt by announcement. The Lender SHALL keep track of the Debt and
Credit for every person for which both are not zero, preferably
weekly.
"Money" means coins. The Interest Rate is initially 1%. The Lender can
lower the Interest Rate by announcement and can raise it without 3
objections.
Any party to this contract CAN take out a loan by announcement,
specifying an amount of Money, as long as the amount of Money
specified plus eir Debt is no more than eir Credit. When this is done,
the Lender CAN, once, as soon as possible, increase the person's Debt
by the amount specified by transferring the amount specified to the
person.
Any person CAN decrease eir Debt by any amount by transferring that
amount of Money to the Lender.
At midnight UTC on Monday, every person's Debt increases by 1%,
rounded up. A person SHALL NOT allow eir Debt to exceed eir Credit
continuously for seven days.}
I set ais523's Credit to 1000, Murphy's Credit to 1000, Pavitra's
Credit to 210, the PBA's Credit to 257, the PNP's Credit to 15, the
RBoA's Credit to 311, woggle's Credit to 1000, and Wooble's Credit to
336.
Now I need to get more than 31 coins so that I can actually lend the things...
--Warrigal of Escher
