Hi all,

I would like to know which are the solutions that nowadays are being 
proposed in order to develop software-based secure elements. I know what a 
Secure Element is, so please don“t tell me that the Secure Element must be 
a hardware device by definition and that it could be an UICC/SIM or an 
embeded device such as the one Google devices have nowadays. I have just 
begun to deepen on mobile transaction issues and, considering that SWP and 
card emulation are not supported by default (solutions that require rooting 
the device are not feasible for the kind of things I want to do), software 
based secure elements is the solution I should use.

By secure element I mean any software development that allow users to 
perform cryptographic operations safely: how to store data safely on my 
device, software related to One Time Passwords (OTP) that are usually used 
on banking operations, certificates, etc.

Any document, tutorial, application that you could suggest me would be 
really appreciated.

Thanks a lot, and regards.

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