On Sun, 2005-11-20 at 12:56 +0100, [EMAIL PROTECTED] wrote: > The challenge with this is that both VISA and MasterCard have a policy > that if you paid volentary the transaction is legal. Meaning that it is > a contractual despute that needs to be solved which they will ask you to > sort out yourself. > My bank was accomodating when I mentioned that I felt it was merchant fraud (deceptive billing) and they infact agreed becuase they handled the case differently than a mere disputed transaction.
> What I in person would consider is freud charges. (1) Evaluate if it can > be classified as freud, and (2) contact the provider and confront him > with a threat of putting in charges for freud unless you get your money > back. If he don't file charhes at the local police office. > In america you have to be careful if you threaten to turn someone into law enforcement if they dont perform a certain action for you its called blackmail. There are usually no exceptions in the law itself (although generally there is in the fact that prosecutors wont file charges under normal circumstances - a difference between what the law states and how its enforced). You normally are required by your cardholder agreement to work it out with the merchant first, if that fails you do have a fallback of disputing it. -- Trixter http://www.0xdecafbad.com Bret McDanel UK +44 870 340 4605 Germany +49 801 777 555 3402 US +1 360 207 0479 or +1 516 687 5200 FreeWorldDialup: 635378 http://www.sacaug.org/ Sacramento Asterisk Users Group
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