<table width="600"> <tr> <td> <table width="100%" bgcolor=3497CE><tr><td></td></tr></table>
<p><a href="http://www.clubmomlinks.com/e.asp?e=295&id=8227&p=display/263285?aid=61";><img align="right" src="http://www.clubmom.com/img/affiliate/tmn_125x125_2.gif"; border="0" alt="Click here to register for your free ClubMom membership" width="120" height="90" border="0"></a><b><font face="verdana" size="+2"> Teaching Young Kids How To Save</font></b><p> <font face="verdana" size="-1">By Go-To Mom Dylan Newton, Beverly Hills, FL<p> I'm a big saver. I started saving young, putting my money in an old Nestlé Quick tin, carefully hoarding all that I collected from birthday, or the tooth fairy. When my daughter Devon was born, I wanted to instill in her the same saving habits, but with an upgrade from my Nestlé Quick can method.<P> We opened a 529 account for Devon at birth and set up an automatic deduction from our checking account to help pay for college. But this money was earmarked only for her education; it wasn't an account I could use to teach her the value of saving money. I needed something simpler to show her the power that comes with having your own money, and the discipline involved in saving it.<P> When Devon turned 4, we opened a savings account in her name. I made it a big ceremony by taking her into our local branch, letting her sign one of the signature cards (the other was in my name), and having the bank representative hand over the official black account register directly to her small hands.<P> At each birthday and holiday, she was asked to put at least half of the money sent to her from out-of-state relatives into her savings account. Many times, she deposited all of it, having no use for the money at that time. We even upped the ante, creating the "Mommy-Match Program," where Mommy (or Daddy) would match whatever she decided to save, transferring those funds to her growing account.<P> Admittedly, I would wince a little when Devon got that $50 dollar check for Christmas from her great-grandparents in New York. There were times when that good idea, the Mommy-Match Program, threatened to send our checking account into overdraft status. But, we stuck to it, and so did our daughter.<P> <a href="http://www.clubmomlinks.com/e.asp?e=295&id=8227&p=display/262532?aid=61";>Read the rest of this article here.</a><p> <img src = "https://www.clubmomlinks.com/se.asp?e=295&id=8227";> <table width="100%" bgcolor=3497CE><tr><td></td></tr></table> </td> </tr> </table> * * * * This group is for buying, selling and trading anything for babies or for children. Feel free to post what you have to sell, your auctions, things you are in search of, money saving tips, coupons, samples, as long as it is related to babies or childrens' stuff. Be sure to visit the group's site to find & add links and see & upload photos. Please use the following in the subject area of your email when posting messages ex: For Sale, For Trade, Wanted, Need, ISO, Free, etc. This will help others when reading messages to see if they are interested. Be sure to include a response email address and where you are located--since members are from all over the USA. * * * SPAM NOT TOLERATED * * * Be sure to visit my website for free baby stuff (for babies and kids)at http://tinyurl.com/cs5oe Yahoo! Groups Links <*> To visit your group on the web, go to: http://groups.yahoo.com/group/baby_and_kids_stuff/ <*> Your email settings: Individual Email | Traditional <*> To change settings online go to: http://groups.yahoo.com/group/baby_and_kids_stuff/join (Yahoo! ID required) <*> To change settings via email: mailto:[EMAIL PROTECTED] mailto:[EMAIL PROTECTED] <*> To unsubscribe from this group, send an email to: [EMAIL PROTECTED] <*> Your use of Yahoo! Groups is subject to: http://docs.yahoo.com/info/terms/
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