sharing aja yaa...
cmiiw plis
TAKAFUL = pengalaman bikin bete.waktu itu siy ngajuin asuransi pendidikan
bwt anak,laaammmmmaaaa...benerrrr polisnya jadi..akhirnya cukup sekali
bayar,gak saya terusin deh..trus,ada temen saya yg seperti dipaksa sama
seorang agen takaful.temen saya minta waktu bwt mikir2,eh ditelp terus
(berhub saya sering banget ngangkat telp mejanya).janjian besok,eh hari
ini
dah nyampe kantor,pdhl temen sy ada appointment meeting ma vendor.denger2
juga,mudah2an gak bener yaa..,kalo klaim susah bin lama...
CAR = dari kantor suami saya pakenya asuransi ini.setau kami,kalo kita
periksa dokter,trus klaim ke kantor,hanya diganti 80%.trus kalo gak ke
dokter,maksudnya kita sehat terus,gk sakit2,uang premi yg kita bayar tiap
bulan hangus.
PRUDENTIAL = saya belum tau banyak ya..secara saya juga baru ikut.setau
saya,kalo kita gak sakit,alias sehat terus,uang premi gak hangus.trus kita
sekaligus berinvestasi dng bunga mayan besar dibanding bunga bank.dng kata
lain,Insya Allah rp kita gak ilang.
note : apapun pilihan anda,pastikan agen asuransi anda serius membantu
anda
setiap saat,bukan hanya ingin mencari customer aja trus ngaburr... =D
*^maaf kalo ada yg gak berkenan^*
----- Original Message -----
From: "Jusuf Jaya Kusuma" <[EMAIL PROTECTED]>
To: <balita-anda@balita-anda.com>
Sent: Tuesday, April 24, 2007 4:23 PM
Subject: Re: [balita-anda] Re: Asuransi Kesehatan
>
> kayanya kalau di RS rujukan, ngga perlu bayar ( langsung di cover sama
> asuransinya )
>
> klo di luar RS rujukan, ditalangin dulu, nanti di reinburst dengan
lampiran
> kwitansi dari RS tsb.
>
>
>
> Thanks n Regards
> JKU
> ----- Original Message -----
> From: "nur rika" <[EMAIL PROTECTED]>
> To: <balita-anda@balita-anda.com>
> Sent: Tuesday, April 24, 2007 4:17 PM
> Subject: Re: [balita-anda] Re: Asuransi Kesehatan
>
>
> > Pak yusuf bagaimana dengan klaimnya mudah tidak?
> > apa ada rumah sakit tertentu aja
> >
> > Pada tanggal 24/04/07, Jusuf Jaya Kusuma
> > <[EMAIL PROTECTED]>
> > menulis:
> >>
> >>
> >> Mba Retno
> >>
> >> untuk asuransi ini, kayanya oke juga... saya kemarin bandingin sama
> >> prudensial...
> >>
> >> ternyata pruden hanya jaga in kamar RS saja... sedangkan biaya obat,
> >> dsbnya
> >> ngga di tanggung...teman kantor saya juga pada minat sih...
> >>
> >> oh iya, ini no Hp nya :0812-912-5876 dengan Pak Frans
> >> bilang aja dari Jusuf Astra.
> >>
> >> note : saya bukan agen asuransi, dan ngga dapet komisi lho...
> >>
> >>
> >>
> >>
> >> Thanks n Regards
> >> [EMAIL PROTECTED]
> >>
> >> ----- Original Message -----
> >> From: "Retno Apriyatiningsih" <[EMAIL PROTECTED]>
> >> To: <balita-anda@balita-anda.com>
> >> Sent: Tuesday, April 24, 2007 3:34 PM
> >> Subject: RE: [balita-anda] Asuransi Kesehatan
> >>
> >>
> >> bisa minta no telp -nya
> >>
> >> -----Original Message-----
> >> From: Jusuf Jaya Kusuma [mailto:[EMAIL PROTECTED]
> >> Sent: Tuesday, April 24, 2007 3:22 PM
> >> To: balita-anda@balita-anda.com
> >> Subject: Re: [balita-anda] Asuransi Kesehatan
> >>
> >>
> >>
> >> Mba Nur,
> >>
> >> mau sharing aja,saya juga kebetulan sedang membandingkan asuransi
> >> kesehatan.
> >>
> >> 2 hari yang lalu kebetulan saya baru dapat informasi mengenai
asuransi
> >> kesehatan yang cukup lengkap, tapi tergolong murah...
> >>
> >> dengan premi sekitar 700rb an per tahun atau cuma Rp. 60 rb per
bulan...
> >> kita nanti nya akan dapat paket seperti ini ( kalau sekalian sama
anak,
> >> biaya si anak lebih murah lagi ) :
> >>
> >> NO BENEFIT REINBURST
> >> 1 biaya kamar perhari 100,000
> >> 2 biaya kamar ICU per hari 200,000
> >> 3 biaya kunjungan dokter per hari 80,000
> >> 4 biaya konsultasi dokter ahli 160,000
> >> 5 biaya obat obatan, lab dan test 3,000,000
> >> biaya dokter bedah :
> >> -pembedahan khusus 9,000,000
> >> -pembedahan besar 4,500,000
> >> -pembedahan menengah 2,025,000
> >> -pembedahan kecil 900,000
> >> 6 biaya rawat jalan karena emergency 1,200,000
> >> 7 biaya rawat gigi darurat ( kecelakaan ) 640,000
> >> 8 perawat pribadi perhari 80,000
> >> 9 ambulans 80,000
> >> 10 biaya sebelum (15 hari) dan sesudah rawat inap (15 hari)
200,000
> >> 11 tunjangan cacat tetap total 10,000,000
> >> 12 tunjangan kematian 10,000,000
> >>
> >>
> >> dimana jaminan rawat inap dengan penggantian full 100%..
> >>
> >> kalau saya bandingkan dengan penawaran dari prudential yg yg hanya
> >> mengcover kesehatan di uang kamar RS saja, kayanya saya lebih prefer
yg
> >> ini.
> >>
> >> dulu saya punya teman yg mengalami sakit keras sehingga harus masuk
RS,
> >> ternyata asuransi prudentialnya hanya mengcover biaya kamar, padahal
dia
> >> ikut prudential yg Rp 500rb per bulan atau 6 jt per tahun
> >>
> >> padahal biaya yg besar adalah biaya obat-obatan dan lab nya, yg
seharinya
> >> mencapai 1 jutaan lebih...
> >>
> >> untungnya dia punya tabungan lumayan besar dan akhirnya sembuh dengan
> >> biaya
> >> sendiri...
> >>
> >> kalau berminat, nanti saya kasih no tlp kenalan saya, jadi Ibu Nur
> >> janjian
> >> aja sama dia, nanti ibu contact langsung aja ke dia untuk lebih
> >> lanjutnya...
> >>
> >> Klo minat Japri aja ya ke saya....
> >>
> >>
> >>
> >>
> >>
> >> Thanks n Regards
> >> JKU
> >> ----- Original Message -----
> >> From: "Agnes K" <[EMAIL PROTECTED]>
> >> To: <balita-anda@balita-anda.com>
> >> Sent: Tuesday, April 24, 2007 2:46 PM
> >> Subject: Re: [balita-anda] Asuransi Kesehatan
> >>
> >>
> >> > iya...mau juga ikutan dishare ya.....
> >> > salam, MamaNiMas
> >> > ----- Original Message -----
> >> > From: "nur rika" <[EMAIL PROTECTED]>
> >> > To: <balita-anda@balita-anda.com>
> >> > Sent: Tuesday, April 24, 2007 2:30 PM
> >> > Subject: [balita-anda] Asuransi Kesehatan
> >> >
> >> >
> >> >> ayah bunda, mama papa, moms and dad..........all
> >> >>
> >> >> Minta pencerahannya dong tentang produk asuransi kesehatan yang
bagus
> >> >> untuk
> >> >> keluarga yang iuran perbulannya tidak terlalu mahal dan bagus bisa
> >> >> mencover
> >> >> seluruh kebutuhan kesehatan kami sekeluarga.
> >> >>
> >> >> Terima Kasih
> >> >>
> >> >> Nurrika Anggraini
> >> >>
> >> >
> >> >
> >> > --------------------------------------------------------------
> >> > Beli tanaman hias, http://www.toekangkeboen.com
> >> > Info balita: http://www.balita-anda.com
> >> > Peraturan milis, email ke: [EMAIL PROTECTED]
> >> > menghubungi admin, email ke: [EMAIL PROTECTED]
> >> >
> >> >
> >> >
> >>
> >>
> >>
> >>
> >> The information transmitted is intended only for the person or the
entity
> >> to
> >> which it is addressed and may contain confidential and/or privileged
> >> material. If you have received it by mistake please notify the sender
by
> >> return e-mail and delete this message including any of its
attachments
> >> from
> >> your system. Any use, review, reliance or dissemination of this
message
> >> in
> >> whole or in part is strictly prohibited. Please note that e-mails are
> >> susceptible to change. The views expressed herein do not necessarily
> >> represent those of PT Astra International Tbk and should not be
construed
> >> as
> >> the views, offers or acceptances of PT Astra International Tbk.
> >>
> >> --------------------------------------------------------------
> >> Beli tanaman hias, http://www.toekangkeboen.com
> >> Info balita: http://www.balita-anda.com
> >> Peraturan milis, email ke: [EMAIL PROTECTED]
> >> menghubungi admin, email ke: [EMAIL PROTECTED]
> >>
> >>
> >> --------------------------------------------------------------
> >> Beli tanaman hias, http://www.toekangkeboen.com
> >> Info balita: http://www.balita-anda.com
> >> Peraturan milis, email ke: [EMAIL PROTECTED]
> >> menghubungi admin, email ke: [EMAIL PROTECTED]
> >>
> >>
> >>
> >>
> >>
> >>
> >> The information transmitted is intended only for the person or the
entity
> >> to which it is addressed and may contain confidential and/or
privileged
> >> material. If you have received it by mistake please notify the sender
by
> >> return e-mail and delete this message including any of its
attachments
> >> from
> >> your system. Any use, review, reliance or dissemination of this
message
> >> in
> >> whole or in part is strictly prohibited. Please note that e-mails are
> >> susceptible to change. The views expressed herein do not necessarily
> >> represent those of PT Astra International Tbk and should not be
construed
> >> as
> >> the views, offers or acceptances of PT Astra International Tbk.
> >>
> >> --------------------------------------------------------------
> >> Beli tanaman hias, http://www.toekangkeboen.com
> >> Info balita: http://www.balita-anda.com
> >> Peraturan milis, email ke: [EMAIL PROTECTED]
> >> menghubungi admin, email ke: [EMAIL PROTECTED]
> >>
> >>
> >
>
>
>
>
> The information transmitted is intended only for the person or the
entity
to which it is addressed and may contain confidential and/or privileged
material. If you have received it by mistake please notify the sender by
return e-mail and delete this message including any of its attachments
from
your system. Any use, review, reliance or dissemination of this message in
whole or in part is strictly prohibited. Please note that e-mails are
susceptible to change. The views expressed herein do not necessarily
represent those of PT Astra International Tbk and should not be construed
as
the views, offers or acceptances of PT Astra International Tbk.
>
> --------------------------------------------------------------
> Beli tanaman hias, http://www.toekangkeboen.com
> Info balita: http://www.balita-anda.com
> Peraturan milis, email ke: [EMAIL PROTECTED]
> menghubungi admin, email ke: [EMAIL PROTECTED]
--------------------------------------------------------------
Beli tanaman hias, http://www.toekangkeboen.com
Info balita: http://www.balita-anda.com
Peraturan milis, email ke: [EMAIL PROTECTED]
menghubungi admin, email ke: [EMAIL PROTECTED]
