* 'francocalvo' via Beancount <beancount@googlegroups.com> [2023-07-28 16:37]: > So, in my country we can pay stuff like clothes and many other things in > interest-free (sometimes) payments from 3 up to 18 months in some cases. > > For example, I bought two t shirts for ~10.000 ARS. I'll pay them in three > installments of 3333 ARS each.
I feel like there's a conflict in what you're trying to do. There are different ways to model this transactions depending on what's really happening, but the way I see it, you're mixing up two incompatible ways. In the first way, you say that you incur 10.000 ARS expenses but can pay over 3 months. This means that the *expenses* of 10.000 are up-front (for example you receive all t-shirts) but the *payment* of 3333 is spread over several months. This would be: 2023-07-28 * "Buy t shirts" Expenses:Clothes 10000 ARS Liabilities:PrintingCompany -10000 ARS 2023-07-28 * "Pay printing company with credit card, payment 1/3" Liabilities:PrintingCompany 3334 ARS Liabilities:CreditCard -3334 ARS 2023-08-28 * "Pay printing company with credit card, payment 2/3" Liabilities:PrintingCompany 3333 ARS Liabilities:CreditCard -3333 ARS 2023-09-28 * "Pay printing company with credit card, payment 3/3" Liabilities:PrintingCompany 3333 ARS Liabilities:CreditCard -3333 ARS (and somewhere you need a transaction to payy of the credit card.) > I'd like to have my expenses be monthly. ... > But I'd like to do it in a way that when I see my expenses for the months, > the expense in clothes is 3333 ARS, not 10000 ARS. But in the example you gave, the *expenses* are NOT monthly. They are up-front. You incur 10k expenses up-front and pay over 3 months. Maybe you're mixing up expenses and cashflows. You want to see your cashflows of 3333 per month? But these are not expenses. (Understanding this requires getting used to accounting terminology and practices; I used to find it confusing too.) If course, there could be a *different* scenario in which you incur expenses monthly. Let's say you pay 10k to the printing company up-front and then you get some t-shirts every month for 3 months. Now you have an expense of 3333 per month and a 10k pre-payment that becomes smaller as you pay it off. For example, I often pre-pay electricity and then my balances decreases every month as I have electricity expenses. But this is completely different to the scenario you outlined where you incur 10k expenses up-front and pay them off over 3 months. You can have one or the other (depending on what the business transaction looks like), but not the other. I think what you're looking for are the monthly *cashflows*. The transactions for this second scenario would be as follows (but I don't think it represents the scenario you told us about): 2023-07-28 * "Pay deposit to printing company" Assets:Prepayment 10000 ARS Liabilities:CreditCard -10000 ARS 2023-07-28 * "Buy t-shirts, 1/3" Expenses:Clothes 3334 ARS Assets:Prepayment -3334 ARS 2023-08-28 * "Buy t-shirts, 2/3" Expenses:Clothes 3333 ARS Assets:Prepayment -3333 ARS 2023-09-28 * "Buy t-shirts, 3/3" Expenses:Clothes 3333 ARS Assets:Prepayment -3333 ARS -- Martin Michlmayr https://www.cyrius.com/ -- You received this message because you are subscribed to the Google Groups "Beancount" group. To unsubscribe from this group and stop receiving emails from it, send an email to beancount+unsubscr...@googlegroups.com. To view this discussion on the web visit https://groups.google.com/d/msgid/beancount/20230802045213.GB453258%40jirafa.cyrius.com.
