Added a sentence about the true cost to the article thanks!
I need to do better about importing this stuff on a regular basis, I tend to put it off until year’s end. I find that as long as I have a robust importer for it, it takes just a minute to login to the website, grab and import the csv. I do it lazily, when there's a need -- usually when there are bills I don't understand. My reward is being able to pay a bill with the confidence of having verified it. On Friday, November 14, 2025 at 4:32:48 PM UTC-8 [email protected] wrote: > I have a similar approach, though I capture a bit more data. I track the > "true" (as true as it can be in the US healthcare system...) cost in the > expense, then offset that expense contra account entires for the insurance > plan's adjustment and portion paid. > > Expenses:Health:Medical:Doctor 200.00 > Expenses:Health:Medical:Doctor:InsuranceAdjustment -50.00 > Expenses:Health:Medical:Doctor:InsurancePayment -50.00 > Liabilities:Healthcare:Accounts-Payable:MyDoctorsClinic > > Then pay the liability as necessary. > > Having the "true" cost of healthcare has helped me to see the benefits > insurance is providing and helps in evaluating new plan options. > > I similarly use metadata to capture amounts toward deductible and > coinsurance maximums. I would like to make use of this to report on > progress towards meeting those limits but have not done so yet. > > So far I have decided to use tags for individuals rather than subaccounts. > I have found it adequate for my needs rather than the additional > subaccounts. > > I need to do better about importing this stuff on a regular basis, I tend > to put it off until year's end. Thanks for the inspiration! > > On Sunday, November 2, 2025 at 1:15:43 AM UTC-6 [email protected] wrote: > > Wrote up a quick (thanks, AI!) article on Double-Entry Bookkeeping for US > Healthcare > <https://reds-rants.netlify.app/personal-finance/double-entry-bookkeeping-for-us-healthcare/> > > including importing EOBs and tracking payment plans. > > > -- You received this message because you are subscribed to the Google Groups "Beancount" group. To unsubscribe from this group and stop receiving emails from it, send an email to [email protected]. To view this discussion visit https://groups.google.com/d/msgid/beancount/d58e617a-e99f-49d6-bb8a-6ee90d597f9an%40googlegroups.com.
