In a message dated 06/18/2003 8:59:26 AM Central Daylight Time, [EMAIL PROTECTED] writes:
<< With a good plan one doesn't have to go cheap on veterinary care. >> As Shakespeare would say, "Ah, there's the rub!" What is a "good" one? If your dog has serious problems that the company can claim is "genetic" or "congenital" (in their mind they are the same, even though we and the vets know they are not!) the treatment will not be covered, no matter how long you have been a client or how much you paid for the policy or how many independent veterinary specialists challenge the denial of coverage. That eliminates all surgery or treatment due to arthritis, dysplasias and spondylosis. They consider all of those to have a "genetic or congenital" origin. It does appear from previous emails to the list that our Canadian members have a much better selection of companies or coverage than we do in the States. Anne Copeland (Flash CGC, TDI, 8 11/12 yrs. old Berner; Gypsy CGC, TDI, 2 yr. old Cavalier) Northern Illinois Annes4, Corr. Sec. BMDCA