A.) Bankers take more money from People and return less 
B.) Bankers take even more money from People and return even less 
C.) Bankers take HUGE amount of money from People and return nothing 

The above steps are further explained below:   


1.) There are two types of people in the world - The Bankers and The People 
2.) The Bankers are smart, The People are stupid 
3.) People earn money by getting paid for hard work or selling something they 
have (businesses). 
4.) Bankers earn money by taking more money from people and giving them back 
less money, they call this 'interest' 
(People keep their money in the bank on 2-3% interest, People take loans from 
the bank on 14-16% interest) 
5.) Once the Bankers have a steady stream of money from the People as given in 
'4', they get bored and they decide to fool the people some more 
6.) The Bankers now come up with 'financial products' so that the People will 
give them more money thinking that they'll make more money (high return, more 
interest) 
7.) The Bankers now give this money to people who'll not be able to pay back 
the high return, more interest 
8.) The Bankers declare a "financial crisis" keeping all the focus on the 
people who didn't pay back the high interest (which was always unrealistic) 
9.) The Bankers then take more money from the People (Bailouts) to compensate 
for the defaulted loans 
10.) The Bankers don't have to repay this money to the people whom it was taken 
from because they have been told that their 'financial products' are now bust. 


Now to Grades of stupidity of people 

1st grade - these people pay their taxes and put the rest of their earnings in 
the bank 

2nd grade - these people pay their taxes and put the rest of their earnings in 
the bank in bank schemes (FDs, etc) 

3rd grade - these people pay their taxes and put the rest of their earnings in 
the bank in bank schemes (FDs, etc) and then take loans from the bank 

4th grade - these people pay their taxes and put the rest of their earnings in 
the bank in bank schemes (FDs, etc) and then take loans from the bank and 
support bailouts for banks since there is a 'financial crisis' 

5th grade - these people pay their taxes and put the rest of their earnings in 
the bank in bank schemes (FDs, etc) and then take loans from the bank and 
support bailouts for banks since there is a 'financial crisis', and stop 
spending and put even more money in the bank because there is a 'financial 
crisis' 

I am currently in the 1st grade of stupidity, when this "financial crisis" gets 
better, I'll make more money and proceed to the next grades of stupidity, I 
hope I can cover all the grades in one lifetime, then I can be a successful 
man, I've always wanted to do something with my life, and I'll work very hard 
to achieve 'something' in life.



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