Ottawa Canada

Dear Diane:

But does your State Farm policy cover your technical equipment
from ALL PERILS or just theft and fire?

Most policies only cover the stuff they insure from Fire and
theft and exclude say water damage unless it is the result of a
fire and the Fire Department poured half of Lake Superior into
your place to put it out.

Brian
Oh a Peril is something that if it happens, the insurance company
pays.  And be sure you know if you have replacement cost coverage
or depreciated value coverage.

There is a big difference!

Brian

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