> To be able to use the 'BULK INSERT' query one must have the 
> privileges of the database owner or dbo. Note this does not
> necessarily imply 'sa' equivalence.

In fact, you need to be a member of the sysadmin and bulkadmin fixed server roles to 
be able to execute BULK INSERT, both of these have to be explicitly set, if you're not 
user 'sa'

--phil

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