Because of this conversation I just called my agent. The house is covered, but there is the deductible. I will also be looking into getting the ARRL insurance, though I don’t have a lot. Additionally, the damage might be isolated to your equipment. reading is that the ARRL charges you as a fraction of the value of your actual equipment, so it could be pennies if you, like me, don’t have a lot of high value equipment. It would certainly help get me back on the air. Mark N5PRD
> On May 27, 2021, at 10:30 AM, Karl Bernard via BVARC <bvarc@bvarc.org> wrote: > > I recommend ARRL insurance - very affordable: > https://www.arrlinsurance.com/ <https://www.arrlinsurance.com/> > > I just recently signed up, but I bought it after speaking to someone that had > made 2-3 claims on it over the years and they paid out with no fuss every > time. > > Karl > W5KMB > > On Wed, May 26, 2021 at 7:16 PM Keith Dutson via BVARC <bvarc@bvarc.org > <mailto:bvarc@bvarc.org>> wrote: > Some useful info in this post, but shows lack of facts. For example, it is > well known and documented that lightning can strike from cloud to ground and > vice versa. > > My station has been damaged by lightning several times. The worst damage was > in May, 2019, when a large bolt struck my 150 foot tower. This was witnessed > by my daughter and her husband who were outside at the time. The station > furniture in the shack was being moved at that time and there were no > antennas connected. However, all units were plugged into power and connected > to computers. ALL computers and transceivers were destroyed, and the linear > amplifiers were damaged in the power supply section. There were several > signs of lightning flashover at signal and power connections. I was standing > in the shack at the time of the strike, and there was no sound, but it felt > like the time in military basic combat training where I felt the concussion > of dynamite blasts. > > Now I have relay controlled disconnect of power and antennas for all > stations. The disconnect grounds antennas and rigs. > > I did collect insurance. The claim was for about $25,000, and I got about > $22,000 after deductible. > > 73, Keith NM5G > > On Wednesday, May 26, 2021, 09:40:06 AM CDT, Will Gray via BVARC > <bvarc@bvarc.org <mailto:bvarc@bvarc.org>> wrote: > > > There are lots of books on the subject and plenty of examples visible around > major electrical installations of how to prevent damage by lightning. > Lightning occurs when there is a large charge difference present, normally > caused by rain carrying electrons from clouds to ground. If there is no path > to deplete the charge and when the charge is great enough, the electrons go > back to the more positively charged area of the clouds above. The strike is > from ground to cloud. The use of several ground rods tied together and > connected to power grounds, water pipes, gas pipes, and the antenna system > tends to deplete the charge to the earth, preventing the strike. Unplug, > disconnect and ground your equipment. During an electrical storm stay away > from doors, windows and chimneys. Get in your vehicle and close the doors. > > Safety! > Will Gray, KB7QL > > ________________________________________________ > Brazos Valley Amateur Radio Club > > BVARC mailing list > BVARC@bvarc.org <mailto:BVARC@bvarc.org> > http://mail.bvarc.org/mailman/listinfo/bvarc_bvarc.org > <http://mail.bvarc.org/mailman/listinfo/bvarc_bvarc.org> > Publicly available archives are available here: > https://www.mail-archive.com/bvarc@bvarc.org/ > <https://www.mail-archive.com/bvarc@bvarc.org/> > ________________________________________________ > Brazos Valley Amateur Radio Club > > BVARC mailing list > BVARC@bvarc.org <mailto:BVARC@bvarc.org> > http://mail.bvarc.org/mailman/listinfo/bvarc_bvarc.org > <http://mail.bvarc.org/mailman/listinfo/bvarc_bvarc.org> > Publicly available archives are available here: > https://www.mail-archive.com/bvarc@bvarc.org/ > <https://www.mail-archive.com/bvarc@bvarc.org/> > ________________________________________________ > Brazos Valley Amateur Radio Club > > BVARC mailing list > BVARC@bvarc.org > http://mail.bvarc.org/mailman/listinfo/bvarc_bvarc.org > Publicly available archives are available here: > https://www.mail-archive.com/bvarc@bvarc.org/
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