Well, there you go. Glad you like us. :)
M E On Sun, Apr 4, 2010 at 6:48 PM, The Witful Turnip <[email protected]>wrote: > >Message: 2 > >Date: Sat, 3 Apr 2010 12:00:51 -0500 > >From: Martha Edwards <[email protected]> > > > >But it's not only Canada that has nice people. > > > >Hmph. > > <chuckle> Oh geez Martha! You wanna take this personally?? You go gurl. > Perhaps you might re-read my earlier posts. At no point did I even remotely > suggest that a) only Canada had nice people or b) there weren't nice people > in the US?!?! All of my American friends are much more than nice. > Sheesh.... > > The topic of caller insurance has come up for discussion on this list at > least 3 times since Chris and Seth created it back in.... how long ago was > that now? 2004? My recollection is that every time it's come up, people > have > posted stories where someone considered suing or did sue or someone sued on > their behalf, as happened in this thread. They've never been Canadian > stories, and yes that may purely be a function of the low percentage of > Canadians participating on this list. But every time this comes up it makes > me anxious about calling in the US and I poke around trying to figure out > how to protect myself against the 1 in a million chance that something > might > actually happen. > > Greg's point (assuming that I've understood it correctly) about the health > care system in the US potentially contributing to the litigious behavior of > Americans, is an interesting one that I think is valid. All I'll say about > health care is that had Ron's story happened here, the woman with the gash > on her head would have been waiting an excruciatingly long time in an ER in > Toronto, likely would have given up and driven the 1.5 hours to Buffalo NY > to have it attended to there! By the sounds of it, she probably would have > sued the ER in Toronto too...! > > I really appreciate both David and Dave posting stories about situations > that could have progressed to a litigious state, but didn't. Particularly > Dave's. I believe that the majority of people have a sense of personal > responsibility and no fault accidents. To your questions Dave, I currently > have insurance to cover personal injury to me while travelling in the US. > But when I investigated the first time caller insurance came up, I couldn't > find a carrier that would cover me for a personal injury that might happen > to someone else at an event that I was calling. The carriers that I talked > to at the time said that if the injury to the other person happened without > my personal physical involvement/contact (meaning I didn't hit them, crash > into them, push them etc.), I wasn't liable. Potentially things have > changed > since and I need to investigate again. > > Similar to Dave's group and I'm sure all others, TCD pays insurance to the > church where we hold our regular dances. The Anglican Church here has a > standard insurance policy for groups that use their sites/facilities > covering property damage and general liability. It's not specific to > dancing > as it covers all activities on the premises. If a dancer got hurt in the > hall, they could sue the church but the policy would cover that. I just > don't see a clear path to suing the caller. But Dave, better check with > CDSS > before ya get yourself hired here in Toronto, just to be sure :-) > > My take away from this thread is the reminder that in absence of caller's > insurance, I need to be particularly vigilant about looking at venues I > work > in for potential hazards, and mention them to the crowd early and often. > Its > best practice regardless of country or insurance and I like to think that I > already do it, perhaps not with such a critical eye. I'm calling at a dance > weekend in OH in the summer at a venue with an obvious hazard. It has a row > of poles down the centre of the hall. One might think that such an obvious > hazard might not need mentioning but I intend to do it. And you can bet > your > dance shoes that I'll be looking for the fire extinguishers! > Bev > > > _______________________________________________ > Callers mailing list > [email protected] > http://www.sharedweight.net/mailman/listinfo/callers > -- For the good are always the merry, Save by an evil chance, And the merry love the fiddle And the merry love to dance. ~ William Butler Yeats
