Looking For A Better Health Plan That Puts Your Needs First?  
 
Take a serious look this fall at the Consumer-driven option 
offered through the American Postal Workers Union (APWU) 
Health Plan.  
 
Walt Francis, principal author of Consumers' Checkbook Guide 
to Health Plans for Federal Employees had this to say about 
the American Postal Workers Union (APWU) Consumer-driven Plan
 
"The new APWU Consumer-driven plan is not only a real 
innovation, but one of our top ranked plans in almost all 
situations."  
-  Walt Francis, Federal Diary Live, Washington Post 
Online, Nov 27, 2002
 
Kay Cole James, Director U.S. Office of Personnel Management 
echoed this sentiment.
 
"This cutting-edge option reflects exactly the kind of fresh 
thinking we had in mind when we asked plans to use their 
creativity and ingenuity to imagine every solution for 
containing costs and keeping health care affordable."   
 - American Association of Health Plans National Policy 
Forum, Feb 2003
 
Here's what makes this APWU Consumer-driven option a great 
health plan:    

* No office, drug or hospital co-pays

* No upfront deductible or deductible for hospital stays

* Low bi-weekly premiums of $18.40 (single) or $42.85 
(family) for Postal employees or $40.89 (single) or $95.23 
(family) for Non-Postal employees

* No referrals required for specialists

* A nationwide network of over 450,000 providers
Coverage for dental or vision care of up to $400 (single), 
$800 (family)

* Preventive care covered at 100% each year with network 
providers

* Leading-edge online and phone resources, including 24/7 
access to Health Coaches and Pharmacists and an award-winning 
member website
 
Discover a health plan worth your trust with the APWU 
Consumer-driven option.  To learn more, please visit 
http://www.definityhealth.com/definity?username=APWUHP&password=HPInfo  
or request more information by clicking this link 
http://www.definityhealth.com/go/apwuhp/more_info_email.html.  
Representatives are also ready to answer your questions at 
1.866.833.3463.  
 

This message was produced by FEDweek LLC
11541 Nuckols Rd. Suite D
Glen Allen, VA 23059
(804) 288-5321



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