Looking For A Better Health Plan That Puts Your Needs First? This past week Stephen Barr, writing for the Washington Post Federal Diary column, discussed Federal employee health plans highlighted by the Consumers' Checkbook 2005 guide to the FEHB (www.guidetohealthplans.org). This highly regarded guide had this to say about the Consumer-driven Option available through the American Postal Workers Union (APWU):
*********************************************************** "For a General Schedule employee who is single and younger than 55, Checkbook's ratings identify several plans as good buys. Nationally, they include Blue Cross and Blue Shield's basic option, the American Postal Workers Union consumer-driven option, the GEHA high-deductible plan and the Blue Cross standard option." "For a General Schedule employee who is a single and younger than 55, Checkbook's ratings identify several plans as good buys. Nationally, they include Blue Cross and Blue Shield's basic option, the American Postal Workers Union-driven option, the GEHA high-deductible plan and the Blue Cross standard option." Source: Washington Post, Federal Diary, November 9, 2004 *********************************************************** Now in its third year as a health plan choice for Federal employees, the American Postal Workers Union Consumer-driven Option features: * A Personal Care Account (PCA) funded by APWU Health Plan, but yours to control. Benefit dollars in this account cover the first $1200 (single) or $2400 (family) of healthcare expenses at 100%. Funds remaining at year's end roll over to the next year, allowing members to save for the future. * Comprehensive health coverage takes effect once the annual deductible is met. Members are responsible for this out-of-pocket amount only if PCA funds are exhausted. This amount is $600 for single and $1200 for an entire family. The health coverage then covers 90% of in-network medical costs (70% out of network). Coverage becomes 100% in-network if the annual out-of-pocket maximum is $4,500 is reached. * A portion of the Personal Care Account -- up to $400 (single) and $800 (family) may also be used to cover vision and dental expenses each year * Low bi-weekly premiums of $18.40 (single) or $42.85 (family) for Postal employees or $40.89 (single) or $95.23 (family) for Non-Postal employees * A nationwide network with over 450,000 providers * Preventive care covered at 100% with network providers * No office, drug or hospital co-payments * No referrals required for specialists * No upfront deductible. No deductible for hospital stays * Extensive online and phone resources available 24hrs/day, 7 days/week, including access to health Coaches, Pharmacists and an award winning member website Discover a health plan worth your trust with the APWU Consumer-driven option. To learn more, please visit http://www.definityhealth.com/definity?username=APWUHP&password=HPInfo or request more information by clicking this link http://www.definityhealth.com/go/apwuhp/more_info_email.html. Representatives are also ready to answer your questions at 1.866.833-3463. This Message Was Produced By FEDweek LLC 11541 Nuckols Rd. Suite D Glen Allen, VA 23059 (804) 288-5321 Website: http://www.fedweek.com [EMAIL PROTECTED] --- You are subscribed to fedweek as [EMAIL PROTECTED] To unsubscribe, send a blank email to [EMAIL PROTECTED]
