An online, clickable version of this newsletter is available at:
http://benefitslink.com/2004/2004_12_23_welfare.html

===========================================================
BenefitsLink Welfare Plans Newsletter
(Plain Text Format)

December 23, 2004
===========================================================

We thank and invite your attention to today's sponsor:

World Congress
===========================================================
Innovation in the Cost-Appropriateness of Behavioral Health & Wellness (Advert.)

   <URL:http://benefitslink.com/modperl/a_d.cgi?a_d=2004_12_23_welfare>
   http://benefitslink.com/modperl/a_d.cgi?a_d=2004_12_23_welfare

(Click on above address, or copy and paste it into your web browser, to learn 
more.)

The Leadership Summit on Innovation in the Cost-Appropriateness 
of Behavioral Health & Wellness explores the costs of behavioral 
health to the Nation and the workplace. Stakeholders will discuss 
economic incentives and present successful cost-effective 
initiatives to provide quality, cost-appropriate behavioral health 
and wellness services. Featuring employer and government driven 
cost-reduction demands with health plan and provider collaboration 
the Summit showcases innovative behavioral health, pharma and 
wellness interventions and how to combine the best of both.

(Please visit our sponsors. We try to make sure their products and
services will be of interest to you. Thanks! --Editor)

----------------------------------------------------------
Federal Court Blocks Pharmacy Benefit Manager
Accountability Measure

   <URL:http://www.businessinsurance.com/cgi-bin/news.pl?newsId=4824>
   http://www.businessinsurance.com/cgi-bin/news.pl?newsId=4824

   Excerpt: "For the second time this year, a federal court
   has rejected a state or local jurisdiction's efforts to
   impose stricter rules on pres.cription benefit managers.
   In a ruling on Tuesday, the U.S. District Court for the
   District of Columbia granted the Pharmaceutical Care
   Management Assn. a preliminary injunction blocking the
   enforcement of a section of the district's Access Rx Act
   that would have required greater accountability from
   pres.cription benefit managers and the
   pharmaceutical...." (Business Insurance)

----------------------------------------------------------
State-Mandated Disability Rates for 2005

   <URL:http://wrg.wmmercer.com/content_print.asp?article_id=20046988&ext=.DOC>
   http://wrg.wmmercer.com/content_print.asp?article_id=20046988&ext=.DOC

   Excerpt: "California, Hawaii, New Jersey, New York, Puerto
   Rico, and Rhode Island mandate that employers provide
   short-term disability insurance to their employees. Some
   of the contribution and benefit amounts have been
   adjusted for 2005. [A] chart provides a basic outline of
   the programs." (Mercer Human Resource Consulting)

----------------------------------------------------------
State Contract Workers Go Without Insurance Amid Push to
Boost Coverage

   
<URL:http://www.boston.com/news/local/massachusetts/articles/2004/12/23/state_contract_workers_go_without_insurance_amid_push_to_boost_coverage/>
   
http://www.boston.com/news/local/massachusetts/articles/2004/12/23/state_contract_workers_go_without_insurance_amid_push_to_boost_coverage/

   Excerpt: "As Gov. Mitt Romney promotes a health care plan
   to persuade more businesses to cover their workers,
   about 2,300 state contract workers under executive
   agencies that the governor oversees are going without
   insurance coverage from the state." (AP via The Boston
   Globe)

----------------------------------------------------------
Schwarzenegger Finalizes Medi-Cal Reform Plan, Expected to
Release Proposal in January

   
<URL:http://www.californiahealthline.org/index.cfm?Action=dspItem&itemID=108140>
   http://www.californiahealthline.org/index.cfm?Action=dspItem&itemID=108140

   Excerpt: "Gov. Arnold Schwarzenegger (R) said that he has
   finalized his plan to reform Medi-Cal and will release
   the proposal on Jan. 10 as part of his fiscal year
   2005-2006 budget plan, the Contra Costa Times reports.
   Schwarzenegger has twice withdrawn Medi-Cal reform plans
   from HHS consideration. His past plans have included
   measures to limit eligibility, increase copayments and
   reduce services in the program." (California Healthcare
   Foundation)

----------------------------------------------------------
Many HIPAA Covered Entities Still Transmit E-mails That
Contain Protected Health Information

   <URL:http://www.aispub.com/Bnow/122204d.html>
   http://www.aispub.com/Bnow/122204d.html

   Excerpt: "Many health care organizations are still
   transmitting e-mail messages containing protected health
   information (PHI) over public networks without using
   appropriate safeguards, according to recent findings by
   researchers with Zix Corp., a global provider of
   e-messaging management and protection services. But one
   expert says that organizations are addressing the issue
   and adopting appropriate controls." (REPORT ON PATIENT
   PRIVACY via AISHealth.com)

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Disease Management in Medicaid: 2004 -- A Study in
California (PDF)

   
<URL:http://www.chcf.org/documents/policy/DiseaseManagementInMedicaid2004.pdf>
   http://www.chcf.org/documents/policy/DiseaseManagementInMedicaid2004.pdf

   43 pages. Excerpt: "In 2003, the California Legislature
   directed the Department of Health Services to apply for
   a federal waiver to test the efficacy of providing a
   disease management (DM) benefit to fee-for-service
   Medi-Cal beneficiaries with specific chronic diseases.
   Organized in an easy-to-read presentation format,
   provides: An overview of disease management; A summary
   of other states' experiences with disease management in
   Medicaid, including the role of community clinics; Case
   studies...." (California Healthcare Foundation)

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Psychiatrists in Demand, but Pay Checked by Insurer Rules

   <URL:http://www.aispub.com/Bnow/122204c.html>
   http://www.aispub.com/Bnow/122204c.html

   Excerpt: "There probably is no field in medicine that shows
   better the difference between clinical and economic
   demand than psychiatry for both adults and
   children/adolescents. While there are vast unmet
   clinical mental health needs in the U.S., economic
   demand and therefore pay levels in the field are held
   back by insurers' prior-authorization care-plan rules,
   and by health plans that don't cover mental conditions
   at all." (PHYSICIAN COMPENSATION REPORT via
   AISHealth.com)

----------------------------------------------------------
Health Care Analysts See Bleak Outlook for Hospitals with
Reimbursement Changes

   
<URL:http://www.nytimes.com/2004/12/23/business/23place.html?ex=1261544400&en=a17cc40fd97b6472&ei=5090&partner=rssuserland>
   
http://www.nytimes.com/2004/12/23/business/23place.html?ex=1261544400&en=a17cc40fd97b6472&ei=5090&partner=rssuserland

   Excerpt: "Chill is in the air for hospitals accustomed to
   having insurers - both public programs like Medicare and
   private health plans - pay ever higher prices for
   hospital services. That era appears to be ending, some
   analysts say." (The New York Times; one-time
   registration required)

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Drug Companies Issuing Internal Notices About Moore Film

   
<URL:http://bcbshealthissues.com/proactive/newsroom/release.vtml?id=140865&PROACTIVE_ID=cecec6ceccc7cac7cdc5cecfcfcfc5cececbccc7cbcbcfccc8c5cf>
   
http://bcbshealthissues.com/proactive/newsroom/release.vtml?id=140865&PROACTIVE_ID=cecec6ceccc7cac7cdc5cecfcfcfc5cececbccc7cbcbcfccc8c5cf

   Excerpt: "At least six drug manufacturers have issued
   internal alerts about filmmaker Michael Moore's plans to
   create a film about FDA, health insurers and drug
   manufacturers, the Los Angeles Times reports (Dutka, Los
   Angeles Times, 12/22). The film is tentatively titled
   'Sicko,' according to a Moore spokesperson." (The
   National Journal Group, Limited via BlueCross BlueShield
   Association)

----------------------------------------------------------
Estimated Enrollment in Account-Based CDH Plans Will
Surpass 3 Million Lives on January 1, 2005

   <URL:http://www.aispub.com/Bnow/122204e.html>
   http://www.aispub.com/Bnow/122204e.html

   Excerpt: "More than 3.2 million people will be covered by
   an account-based consumer-directed health (CDH) plan as
   of Jan. 1, 2005, ICDC predicts. The estimate is based on
   data provided by more than 60 national and regional
   insurers (including more than 30 Blue Cross and Blue
   Shield plans), CDH vendors and third-party
   administrators." (INSIDE CONSUMER-DIRECTED CARE via
   AISHealth.com)


==========================================================
Links To Items on Executive Comp, Benefits In General

----------------------------------------------------------
Heads-Up on Deferred Compensation Guidance issued in Notice
2005-1 (PDF)

   
<URL:http://www.fwcook.com/alert_letters/12-22-04%20Heads-Up%20on%20Deferred%20Compensation%20Guidance.pdf>
   
http://www.fwcook.com/alert_letters/12-22-04%20Heads-Up%20on%20Deferred%20Compensation%20Guidance.pdf

   5 pages. Excerpt: "The guidance confirms the broad coverage
   of arrangements considered to provide for the 'deferral
   of compensation' which are treated as nonqualified
   deferred compensation plans in addition to traditional
   deferred compensation plans, including cash-settled
   stock appreciation rights, discount stock options,
   supplemental retirement plans and excess retirement plans
   (i.e., plans providing benefits or contributions in
   excess of the limits for tax-qualified retirement
   plans)." (Frederic W. Cook & Co., Inc.)

----------------------------------------------------------
Overview: Section 409A Guidance Issued (PDF)

   <URL:http://www.dechert.com/library/EB_Update31_12-04.pdf>
   http://www.dechert.com/library/EB_Update31_12-04.pdf

   5 pages. Excerpt: "Earlier this week, the initial wave of
   guidance applicable to new Internal Revenue Code section
   409A was issued in the form of IRS Notice 2005-1. The
   initial guidance which is structured as a series of
   questions and answers focuses upon: (i) what constitutes
   a nonqualified deferred compensation plan; (ii) the
   definition of a 'change in control'; (iii) when deferred
   compensation payments may be accelerated; (iv)
   transition rules; and (v) reporting and withholding
   issues." (Dechert LLP)

----------------------------------------------------------
Overview: DOL Releases First USERRA Guide (PDF)

   <URL:http://www.mellon.com/hris/pdf/fyi_12_21_04b.pdf>
   http://www.mellon.com/hris/pdf/fyi_12_21_04b.pdf

   7 pages. Excerpt: "The DOL's Veterans' Employment and
   Training division has issued, for the first time,
   guidance in the form of Q&As governing employers'
   responsibilities (and employees' rights) under the
   Uniformed Services Employment and Reemployment Rights
   Act of 1994 (USERRA). Employers whose employees enter
   military service will have to review their obligations
   under this law and determine whether they have been
   applying it in accordance with this guidance." (Mellon
   Financial Corporation)


==========================================================
Newly Posted Events

The Leadership Summit on Innovation in the Cost-Appropriateness of Behavioral 
Health & Wellness
   in Maryland on May 2, 2005
   presented by World Congress
      <URL:http://benefitslink.com/events/detail.php?id=39045>
      http://benefitslink.com/events/detail.php?id=39045

Post yours!
   http://benefitslink.com/events/eventmaint.php


==========================================================
Newly Posted Press Releases

Cash Balance Pension Plan Documents from DATAIR
   (DATAIR Employee Benefit Systems, Inc.)
   http://benefitslink.com/pr/detail.php?id=38538

Post yours!
   http://benefitslink.com/pr/maint.php


==========================================================
Newly Posted or Renewed Job Openings

Health & Welfare Project Manager
   for Hewitt Associates
   in NJ
   http://benefitslink.com/modperl/job.cgi?id=H41319

Human Resources Generalist (PEO)
   for ADP TotalSource
   in CT
   http://benefitslink.com/modperl/job.cgi?id=H41320

Actuarial Assistant
   for Hand Benefits & Trust
   in TX
   http://benefitslink.com/modperl/job.cgi?id=H41324

Client Services Consultant -Phoenix
   for One America
   in AZ
   http://benefitslink.com/modperl/job.cgi?id=H41325

Post yours!
   http://benefitslink.com/jobs/post_help_wanted.html


===========================================================
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   <URL:http://benefitslink.com/newsletter/>
   http://benefitslink.com/newsletter
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