how about find a cheap local bank with no fees or a low minimum for no fees
....

then use ingdirect.com or etrade.com and open a bank account online.
no minimum balances, free everything AND this is the kicker - 4 - 5% annual
percentage rate.
Did I say no minimum?
And yeah - that's 5% on your checking acounnt balance - not a money market
account or savings account etc.
Just transfer from the bricks and mortar account into the online one, and
vice versa - dod I mention for free?

ING *really* makes it quite attractive. That's who I'm going with.

http://home.ingdirect.com/products/products.asp?s=ElectricOrange


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