> RoMunn wrote:
> you still have millions of people losing their homes and defaulting on
> credit cards, sending the economy into a recession.
>

No.  You don't.  But let's just look at the simple numbers of your
"forced" mortgages to the obvious errors in your narrative:

- TOTAL subprime mortgages including Alt-a is ~$1T.

- Current default rate = ~8% = $80B

- Current banking "hole" = ~$2T (Debt - Assets)

$80B != $2T  Huh.  Guess you're wrong by at least 2 orders of
magnitude.  Facts suck, huh?

The bankers caused this mess.  Period.

The bankers were allowed to cause this problem because government
didn't regulate them despite tons of warnings.

Now the facts are quite simple:

* There's no US banking system.  It's totally insolvent.  The US
government owns it whether it wants too or not.  The nationalization
debate is purely a game.

* Asset values are dropping like a rock and will continue too.
Nothing - NOTHING - can stop that except a massive purchase of assets.
 Consumers can't do it because they're broke and businesses can't do
it because consumers are broke.  So government owns demand whether
they want too or not.  If they don't borrow and spend, we'll have a
depression if we don't anyway.

* If the gov't manages us to pull us out of a depression (I'd say
50-50 at this point), we'll have massive debt.  There'll be only 3
choices:

1.) US gov't defaults for the first time in, oh, say 300 years.  Not
appealing.  At all.

2.) Massive inflation to offset the value of the debt held.  Not
appealing.  At all.

3.) Cut government spending and raise taxes and pay it off like every
American family.

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