The question on eliminating deductions versus changing the rate is a
really interesting one. In the short term, you could achieve a goal of
$X in tax revenue by doing either. The major differences come later,
however.

Let's say you eliminate the major deductions like mortgage interest
and whatnot and reduce the tax rate from 35% to 28%. The economy
starts growing, things are fairly happy, yay for revenue to pay for
programs. Legislators start carving out deductions. Deductions are
politically pretty easy. You can identify a given group of
voters/businesses, target a cut that helps them, then go and explain
how you just helped them. That's how we got the deductions we have
now, it's a pattern you can guarantee will happen again. It doesn't
require big, screaming bills, just chipping away bit by bit, mostly
done quietly.

Then the economy starts to sour again. Revenues decline while people
and states hit hard need more help. Congress could go after the
deductions that they've put back in the code but that is politically
difficult when times aren't good. And even if they did go in and kill
off all the deductions again, you're still only back up to the 28%
rate, not 35%. The only way to bring revenues around would be to then
go in pass a tax rate increase which is really toxic politically.

So the big difference is that if you let the Bush tax cuts expire, you
go back to higher starting rates that you can then adjust with
deductions. If you remove deductions but lower the base rate, it
becomes much more difficult in the future to handle subsequent
financial trouble.

Prudent would be to set the tax rates back to what they were during
the Clinton or Regan years (take your pick), then start reevaluating
deductions and paying down the debt during positive economic times.
Then when, invariably, we hit an economic down turn again, we'll have
lower debt levels to service, a greater ability to stimulate the
economy and room in the tax code for targeted deductions that help the
hardest hit during that time period.

Of course, that would take actual leadership and a willingness to be
responsible during good times as well as tough times, so I doubt that
will actually happen.

Judah

On Fri, Oct 12, 2012 at 12:13 PM, Scott Stroz <[email protected]> wrote:
> Its hard for me to wrap my head around the fact that, according to
> what Rep. Ryan said last night (and I understand that I may have
> misunderstood, or even maybe, he misspoke) everyone will get a 20%
> across-the-board tax cut, but the difference will be made up by
> eliminating loopholes and deductions only 'for the wealthy'. Everyone
> gets cuts, but only the wealthy will make up the difference? How are
> wealthy people behind this plan if they are the ones stuck with the
> bill? In the end, how is that any different than letting the Bush-era
> tax cuts expire only for the wealthy?
>

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