You know, I've been doing full time CF development since the early days 
of 2.0..  And up till now have never had any need to do online credit 
card validation and electronic fund transferring... Kind of says a lot 
about the industry we're in.. <g>  Anyway-- Any suggestions?  I'd like 
something cheap and fairly vanillia -- just for a small time business-
to-consumer site I'm building.

Thanks,
-RK
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