If they come by fax why not do an authorization only, which basically creates the transaction with your processor, then later come back and finalize the authorization. Authorize.net allows this but I'm not sure about other gateways. This seems to be the best way to remove all liability from you/your client and placing it on your gateway.
The only downfall is I'm sure there is a timespan between the time you authorize to the time you charge. That would be gateway specific. Here's how/why/when I use it. 1) Authorize card (show error if not approved, if so, move on) 2) save to database (if save is successful move on, else show error and remove authorization) 3) Charge credit card This prevents orders from being saved without charging cards and prevents cards from being charged without orders being saved to the db. Unfortunately, I've had both of those issues before on e-comm sites so I was forced to fail-safe it. Also, if they come by fax, are they shredding the fax after receipt? If not, just store the last 4 and reference the fax doc. On 1/12/06, Baz <[EMAIL PROTECTED]> wrote: > > I have to store credit card numbers for an internal order processing > system. > Orders come by fax and the credit card number must be written to DB for > later viewing/charging by another employee. > > Where can I see these regulations? > > Cheers, > Baz > > > -----Original Message----- > From: Jordan Michaels [mailto:[EMAIL PROTECTED] > Sent: Thursday, January 12, 2006 6:13 PM > To: CF-Talk > Subject: Re: Encrypt CC number and store in DB > > Dave Watts wrote: > > >>What's the best way to encrypt a CC number and store it in DB? > >> > >Ideally, it's best not to store it at all. > > > > > Couldn't have said it better myself. > > Also, keep in mind that CC storage is highly regulated. Non-compliance > could lead to heavy fines and, in most cases, cancellation of your > merchant account. > > -- > Warm regards, > Jordan Michaels > Vivio Technologies > http://www.viviotech.net/ > [EMAIL PROTECTED] > > > > ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~| Message: http://www.houseoffusion.com/lists.cfm/link=i:4:229408 Archives: http://www.houseoffusion.com/cf_lists/threads.cfm/4 Subscription: http://www.houseoffusion.com/lists.cfm/link=s:4 Unsubscribe: http://www.houseoffusion.com/cf_lists/unsubscribe.cfm?user=11502.10531.4 Donations & Support: http://www.houseoffusion.com/tiny.cfm/54
