> Very good points across the board.
> Technically, I do not need to store the credit card info in the db. 
> However I do need to securely send/pass/or make available the credit 
> card info to the receiving company. Maybe there is a better method to 
> do so.

I've found that after a transaction is processed, my clients can do what they 
need to do (refunds etc) with just the last 4 digits. At least with 
authorize.net. 

We have no need for the full CC number anyway. 

Will

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